OUR MISSION IS TO EMPOWER YOU TO IMPROVE YOUR FINANCIAL WELL-BEING

Everything we do centers on you, the investor.

From our product features, to our automation capabilities, to the content we produce, we’re focused on helping you manage your money and grow your wealth the way you want to.

FREEDOM

Choose the stocks and ETFs you want in your portfolio.

EASE

Diversify easily with fractional shares.

POWERFUL

Schedule contributions and rebalance with one click.

SOPHISTICATED

Borrow against your investments. info icon


WITH M1, THERE’S NO COMPARISON

M1 provides greater automation, better checking, lower margin rates, and more chances to keep doing more of what you want.


M1

Vanguard

Schwab

Fidelity

Robinhood

AUTOMATION

AUTOMATION
M1

Dynamic Rebalancing, investing schedules, Smart Transfers

Vanguard

No

Schwab

Only available with Intelligent Portfolios®

Fidelity

Only available with hybrid robo advisor

Robinhood

Only investing schedules

FRACTIONAL SHARES

FRACTIONAL SHARES
M1

Yes, on stocks and ETFs

Vanguard

No

Schwab

Yes, only on S&P 500 stocks®

Fidelity

Yes, only available on mobile app

Robinhood

Yes, on stocks and ETFs

MARGIN RATES

MARGIN RATES
M1

2 — 3.5% info icon

Vanguard

4.75 — 8.5%

Schwab

6.575 – 8.325%

Fidelity

4 — 8.325%

Robinhood

$5/month + 2.5%

DIGITAL BANKING

DIGITAL BANKING
M1

Yes, 1% APY and 1% cash back with M1 Plus info icon

Vanguard

No

Schwab

Yes, 0.03% APY

Fidelity

Yes, 0% APY

Robinhood

Yes, 0.3% APY

FEES

FEES
M1

Free, M1 Plus is $125/year

Vanguard

Free, but some options carry fees

Schwab

Free, but some options carry fees

Fidelity

Free, but some options carry fees

Robinhood

Free, but some options carry fees


M1 rates are current as of March, 2021. Information on competing brokerages was accessed from each brokerage’s website in March, 2021.


Headshot of Dan T.

I’ve used several different brokerages, and none of them have delivered the diversification and freedom in investment choices like M1 has.

– Dan T.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.



Get up to $4,000 when you switch to M1 

Transferring securities to M1 from another brokerage account is simple. Plus, see how much you could earn. 


ACCOUNT TRANSFER SIZE
YOUR BONUS

$10,000 – $19,999.99

$40

$20,000 – $49,999.99

$75

$50,000 – $99,999.99

$150

$100,000 – $249,999.99

$250

$250,000 – $499,999.99

$500

$500,000 – $999,999.99

$1,000

$1,000,000 – $1,999,999.99

$2,500

$2,000,000 +

$4,000


SEE DETAILS →


Headshot of Christopher P.

I’ve tried so many banks, brokers, financial products…I am exhausted. M1 is way ahead of the competitors.

– Christopher P.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.


TOTAL CONTROL, TOTAL AUTOMATION

For your wealth today and tomorrow.


M1 Finance App

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By using this website, you accept our  Terms of Use  and  Privacy Policy  and acknowledge receipt of all disclosures in our  Disclosure Library. All agreements are available in our  Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technolo- gy company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should  learn more  before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member  FINRA /  SIPC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Address: 200 N LaSalle St., Ste. 800; Chicago, IL 60601

© Copyright 2021 M1 Holdings Inc.