Should you use a Roth IRA to save for college?
Summary Prioritize a Roth IRA over a 529 plan if you’re behind on retirement savings. If you’re 100 percent sure you’ll use the funds for education (K-12 or college), a 529 probably […]
Taking Stock
For the modern investor.
Sharing Pies 101
Away from the Thanksgiving table, most of us don’t think too much about how sharing a pie could affect our lives. But if you’ve got an investment portfolio with M1 Finance, sharing […]
Intrigued by IPOs? Read this before you invest`
This article is for informational and educational purposes. It is not meant to be a recommendation, solicitation or offer to buy or sell any securities. If you follow the news, it’s been […]
How margin loans make your money work harder
It’s an age-old truism about investing: you worked hard for your money, so it should work hard for you. Instead of sitting in a savings account earning too little to keep up […]
Do you really need a financial advisor?
It’s been nearly 27 years since the World Wide Web went live to the general public — that’s more than a quarter century of virtually unlimited, free information at our fingertips. In […]
What’s your risk tolerance? Take the quiz to find out!
A majority of investors make one or more of these critical mistakes when choosing stocks. Are you guilty?
How interest rates can affect your investments
Interest rates are all around us. We deal with them when we buy a car (with help from a car loan) or a house (with help from a mortgage). The interest rate […]
Understanding the consequences of complex portfolios
Summary M1 Invest is a powerful tool, letting you automate any portfolio you want. Creating a complex portfolio can come with potential drawbacks. A simpler portfolio is easier to manage and can […]
9 myths about brokerage account transfers
Summary: M1 condensed thousands of customer questions to highlight nine common misconceptions about transferring accounts between brokerages and the truth behind each. Moving your account from another broker is no more or […]
5 reasons penny stocks aren’t worth the money (and what to buy instead)
A lot of new investors are drawn to penny stocks. It’s easy to see why these instruments might seem appealing at first glance: because penny stocks by definition sell for $5.00 or […]
How M1 makes money
Summary: M1 Finance makes money in several ways even though we do not charge management fees or commissions. The ways we make money are common revenue streams for most financial services companies. […]
A brief history of low-fee investing
Once upon a time, individuals who wanted to invest in the stock market had to pay expensive fees to do so. Even if you had your own ideas about what you wanted […]
Introducing M1 Spend
I am thrilled to share some details about a new product we will be releasing in a few months: M1 Spend. M1 Spend is an FDIC-insured checking account and debit card that seamlessly […]
Survey: M1 investors most likely to review investments quarterly or annually
During the last weeks of 2018, we polled our customers to get a sense of their investment plans for 2019. Here, we present those findings, along with some insight from investment professionals about […]
Just married? Here’s your guide to combining finances
If you’re recently married or planning to be married soon, chances are you’re older than your parents or grandparents were when they tied the knot. That means you (and probably your partner) have had […]
Our Free Anniversary: A letter from our CEO
Exactly one year ago, M1 went free. Since then, we’ve… Opened over 100,000 accounts for clients who added nearly half a billion dollars to M1, Reached the 5th highest ranked investing app in both […]
The history of brokerages
Prior to 1601, fortunes were made and lost on the uncertainty of new business ventures. With very few individuals in a position to put their life savings on the line, big ideas […]
#MyM1Story Winner: From active trading to auto investing
As a college student studying finance, Michael began day trading in his free time, buying and selling stocks, options, and futures. It wasn’t just a way to try to earn some extra […]
How 5 investors use M1 Finance to build wealth
M1 Finance was founded on one simple principle: rethink the tools of personal finance to empower more people to build wealth their way. See, we believe that everyone manages their money just a bit […]
What to do if your brokerage account is acquired by another firm
Uh, oh… Your go-to investing platform was bought by another firm, and your brokerage account is being moved. It happens: just this year, E*Trade acquired 1 million accounts from Capital One Investing (if you’re […]
What you need to know about investing in a Roth IRA
Individual retirement accounts (or IRAs) are a fantastic way to begin investing and saving for the future because they are tax-sheltered accounts, meaning you’ll pay fewer taxes than other investment account types. […]
Choosing when to save and when to invest
Should you invest in the stock market, or keep your money in a savings account? Here’s what you need to consider when choosing where to put your money.
One platform, unlimited possibilities
At M1 Finance, we know everyone manages their money differently. But back in 2016, we realized that while technology had made huge strides in the way people find information, navigate the globe, […]
The future of finance is free… and so much more
About 8 months ago, M1 announced we removed all fees to offer a free investing experience for our users. We made this choice for a few, straightforward reasons. As with every M1 […]
What to do in a market downturn
It’s Friday morning. I’m on the blue line headed to work when I decide to check in on my M1 Finance account. I open the app on my phone and see my […]