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Clear and transparent fees, so you can build wealth and keep it

Your first $1,000
No Fees
$100 minimum
$1,000 - $100,000
M1's low, transparent fee: 0.25%
Because you deserve more than just a few trades a year.

Your Account Balance: $25,000

Unlimited trades for $0.00
M1 provides a comprehensive investment
solution for only $5.00 per month
Other Brokers
Broker1Trades per Month2Cost per Trade3
TD Ameritrade0$6.95
How did we determine these numbers?
This comparison uses the trading fees advertised on the brokerages’ websites at basic, entry-level account rates. With higher trading volumes or subscription services, brokerages may offer reduced rates.
For a full breakdown of our fees click here
A Powerful Solution at a Competitively Low Cost
Never Pay a Commission Again.
M1 does not charge fees for any transactions, so you can trade as much as you need to without worrying about being nickeled and dimed.
Build Your Wealth a Little at a Time.
Use recurring funding to invest your money over time, allowing you to dollar-cost average – and with M1, you can purchase fractional shares so every penny goes to work.
Lessen Your Tax Liability.
M1 offers a Tax Minimization feature that can help reduce the amount you owe in taxes whenever you sell securities.
Discover how much you can save with your investments over time on M1.

Starting today with a
you would save $8,466 over 20 years
How do we calculate these numbers?
Returns are calculated using an assumed 5% growth rate with fees removed.
M1 Finance
Traditional Advisors (~1% fee)
Pricing FAQs
How do you calculate your fees?
There is no charge until the account is funded. The fee then accrues on a daily basis. Every day, we take your fee percentage, divided by 365, then multiplied by your total account value. We add this amount to your outstanding platform usage fee. Your account value is the sum of all cash and marketable securities held in the account, using the last available close price for each security.
How is the fee paid?
The fee is billed to the account of the first business day following the end of a quarter. The fee will be automatically debited from your account. If there is insufficient cash in the account to cover the fee, M1 will sell securities to come up with the correct amount.
Are there additional fees?
The United States government imposes certain regulatory fees that are passed through to the consumer. These occur on the sale of securities and are equal to:

  • SEC Fee = total price of transaction x 23.10 / 1,000,000
  • TAF Fee = shares sold x 0.0001119 with a maximum of $5.95

To see all additional fees for miscellaneous services, please click here.
How much money do I need to invest in my M1 account?
The minimum amount to open an M1 account is $100. Also, please note that a customer cannot withdraw money such that their account value would drop below their outstanding platform usage fee. If the account value drops below 3x the platform usage fee, M1 will liquidate all positions into cash. The account will remain in cash until the account value is higher than 3x the outstanding platform usage fee.
Learn more in our Support Center
  1. This is not a comprehensive list of all brokerages. Brokerages differ in commissions, fees, margin rates, account features, banking features as well as trading support.
  2. Any purchase or sale of a security in a thirty day period.
  3. All pricing data was obtained from public websites as of January 11, 2017.
  4. Diversification is not a guarantee of positive returns.

Check the background of M1 Finance LLC on FINRA's BrokerCheck

Member of SIPC. Securities in your account protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. For additional information visit Securities and services are provided to clients of M1 by M1 Finance LLC, member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing in securities involves risk and there is always the potential of losing money when you invest in securities. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.

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