Deposit $1,000.

Get $30.

1. Open a new M1 account.

2. Deposit $1,000 or more in your Invest account during your first 14 days.

3. Get a $30 bonus.

That’s it! Easy as Pie. You will receive your bonus within 7-14 days of your deposit.

See the details →


Yours to build

You know your goals, and you know how you want to get there. It’s time to choose a financial platform that lets you customize what counts and automate what clutters.


FREEDOM

Build your portfolio how you want.

EASE

Diversify with fractional shares.

POWERFUL

Schedule contributions and rebalance with one click.

SOPHISTICATED

Borrow from your investments at 2-3.5% APR. info icon


See details



The M1 Plus advantage


MORE AUTOMATION

Use Smart Transfers to move your money to the right places at the right times—automatically. 


MORE CHECKING PERKS

Earn 1% APY* when you save and 1% cash back when you spend. info icon

MORE BORROWING POWER

Tap into a portfolio line of credit at just 2% APR and use the funds for anything you like. info icon


MORE TRADE WINDOWS

Get two opportunities to invest every day: in the morning or in the afternoon.


+ Typically $125/year. See details →


What our clients say


M1 makes you feel empowered and knowledgeable about where your money is going.

Brenda O.


M1 Borrow’s flexibility, convenience, speed and ultra-low interest rate (especially for M1 Plus members) can’t be beat.

Adam T.


It is truly the best of both worlds: the choice of securities like traditional brokers as well as the automation of modern robo-advisors.

Michael M.


May not be representative of the experience of other customers. Not a guarantee of future performance or success.

RECOGNIZED AND CELEBRATED


HUNDREDS OF THOUSANDS OF INVESTORS

35,000+ 5-STAR REVIEWS

(App Store and Google Play)

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BEST FOR SOPHISTICATED INVESTORS

(Investopedia, 2021)

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ONE OF THE BEST
ROBO-ADVISORS

(Money, 2021)

BEST FREE TRADING PLATFORM IN 2021

(Yahoo, 2021)

Account protection with peace of mind


Securities in M1 Invest accounts are insured up to $500,000 by the SIPC.


M1 Spend checking accounts may be insured up to $250,000 by FDIC insurance.


We are a technology-first company that utilizes the latest in information security.

Powerful investing, personally designed



See Details


Check the background of M1 Finance LLC on FINRA's BrokerCheck

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

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