A debit card integrated directly into M1
EARN REWARDS WITH M1 PLUS
Earn 1% when you spend and 1% when you don’t when you sign up for the M1 Plus membership.
TRANSFER MONEY AND DIRECT DEPOSIT
Consolidate your accounts and use M1 for all your money needs: move money between Invest, Borrow and Spend easily.
SPEND WITH A DEBIT CARD
Use your M1 Spend debit card anywhere Visa® is accepted. Plus, choose from five sleek designs with M1 Plus.
*No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
Get more with M1 Plus
Earn 25x the national average APY for a checking account. That means you’ll earn the same in 2 weeks as you would in an entire year with a big bank.
Who says you need to use a credit card to earn rewards? Earn 1% cash back on qualifying debit card purchases.
Set up a system of automated rules and optimize your money across your spending, your investing, and your borrowing at M1. Get started with a few clicks.
Upgrade your account for $125/year to get these perks and more.
The best of digital banking
With M1 Spend, you can integrate your investments, your portfolio line of credit, and your checking account. Plus, check out how the two tiers of M1 Spend compare with big banks:
(to avoid monthly fees)
What our clients say
M1 basically allows me to be my own bank. That’s super powerful for when I want to flex how I use my money.
Ryan C.
M1 makes you feel empowered and knowledgeable about where your money is going.
Brenda O.
I am excited for the prospect of having all my financial tools in one place.
Alexander K.
May not be representative of the experience of other customers. Not a guarantee of future performance or success.