The best of digital banking
An FDIC-insured checking account integrated directly into the M1 app
Now you can use M1 for all your money needs.
Spend with a debit card
Finally, a debit card with rewards
25x national average APY
for a checking account1
Cash back on all purchases,
Minimum account balance
Upgrade to M1 Plus for exclusive features and rewards
Reservations are limited. Reserve your card today to get your M1 Plus Visa® debit card before anyone else.
|M1 Standard||M1 Plus||Traditional Banks|
Like Chase Total CheckingTM
|APY||0%||1.50% APY||0.06% APY3|
|Debit card||Plastic||Tungsten metal||Plastic|
|ATM fees covered?4||once per month||4 times per month||Varies|
|Balance minimum (to avoid monthly fees)||$0||$0||$1,500|
|Integration with investment account||Yes||Yes||Varies|
|FDIC insurance up to $250,000||Yes||Yes||Yes|
|Early access to M1 Spend||No||Yes||-|
|Included. Don't have an account? Sign up||Reserve now|
Your banking funds are held by Lincoln Savings Bank, Member FDIC. Deposits are insured up to $250,000.