IN BETA TESTING:
An FDIC-insured checking account integrated directly into M1
Replace your checking account and use M1 for all your money needs.
DIRECT DEPOSIT
TRANSFER MONEY
SPEND WITH A DEBIT CARD
Your smart cash management account that does it all
Get a debit card with rewards when you upgrade to M1 Plus
on qualifying debit card purchases, no limits.
IN BETA TESTING:
The best of digital banking
M1 Spend integrates directly with the rest of M1, making money movements among your investments, your portfolio line of credit, and your checking account instant and seamless.
Plus, check out how the two tiers of M1 Spend compare with other banks:
(to avoid monthly fees)
“M1 basically allows me to be my own bank. That’s super powerful for when I want to flex how I use my money.”
Ryan C., UT
“M1 makes you feel empowered and knowledgeable about where your money is going.”
Brenda O., TX
“I am excited for the prospect of having all my financial tools in one place.”
Alexander K., IA
May not be representative of the experience of other customers. Not a guarantee of future performance or success.