A debit card integrated directly into M1
EARN REWARDS WITH M1 PLUS
Earn 1% when you spend and 1% when you don’t when you sign up for the M1 Plus membership.
TRANSFER MONEY AND DIRECT DEPOSIT
Consolidate your accounts and use M1 for all your money needs: move money between Invest, Borrow and Spend easily.
SPEND WITH A DEBIT CARD
Use your M1 Spend debit card anywhere Visa™ is accepted.
*No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
Get 1% when you spend and 1% when you don’t with an M1 Plus membership
on qualifying debit card purchases, no limits.
The best of digital banking
With M1 Spend, you can integrate your investments, your portfolio line of credit, and your checking account. Plus, check out how the two tiers of M1 Spend compare with big banks:
(to avoid monthly fees)
What our clients say
M1 basically allows me to be my own bank. That’s super powerful for when I want to flex how I use my money.
Ryan C.
M1 makes you feel empowered and knowledgeable about where your money is going.
Brenda O.
I am excited for the prospect of having all my financial tools in one place.
Alexander K.
May not be representative of the experience of other customers. Not a guarantee of future performance or success.