Smart investing
Build a portfolio of stocks and ETFs for free.
Built for you
M1 Finance gives you the tools you need so you can invest your money and grow your wealth the way you want, for free.
Customization
Build a custom portfolio of the stocks and funds you want or choose from more than 80 expert portfolios.
Fractional shares
Own stocks and ETFs, regardless of share price, with fractional shares. Make diversification simpler and ensure you’re always fully invested.
Automation
Automate your contributions with investing schedules, keep your portfolio on track with dynamic rebalancing, and never worry about placing manual trades again.
Customizable, automated, and free investing
Accounts to fit your needs
Individual
Set up an individual taxable account for your general investing needs.
Joint
Establish a joint account with a relative, spouse, or domestic partner.
Retirement
Invest in your future with Traditional, Roth, and SEP IRAs.
Trust
Manage trust investments with an M1 Trust Account.
The Pie
M1 uses a Pie-based interface to make building and managing a portfolio easier and more intuitive than ever. Choose from more than 6,000 stocks and funds to build Custom Pies or select from nearly 100 Expert Pies, designed to meet different financial goals and investment objectives.
Enjoy M1 for free, or upgrade to
M1 Plus for more perks
Smartest perks:
- Get subscription level features and rewards with M1 Plus.
- Earn more with everything you love about M1, Plus more.
Learn more
“My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.”
Joy W., FL
“Being able to purchase fractional shares is exactly what I need.”
Gregory P., FL
“I love the ability to invest without paying fees. I can put the extra savings toward purchasing extra shares.”
Victor M., NY
What are the risks?
Investing can be one of the best ways to build wealth for the long-term, but here are some things to keep in mind when creating your portfolio:
Business risk
Returns from any investment requires that the company stays in business.
Volatility risk
Stock prices may fluctuate up or down based on factors inside the company, political events, or market events.
Inflation risk
Inflation reduces purchasing power and may erode returns for people investing in cash equivalents.
Liquidity risk
The potential lack of market availability of an investment you want to buy or sell quickly can reduce potential gains but increase potential losses.
Interest rate risk
Interest rate changes can affect the business operations, profits, and losses of companies in many sectors of the market.
