Free automated investing
M1 Finance empowers you to manage your money and build wealth with ease.
Build a custom portfolio of the stocks and funds you want or choose from more than 80 expert portfolios. Can’t decide which route to take? No problem! Use both.
The fractional shares
Own any security, regardless of share price, with fractional shares. Make diversification super-simple and ensure you’re always fully invested.
The free, automated investing
Deposit money anytime, anywhere and we’ll do the heavy lifting for you — no trading fees or commissions. You can even set a schedule to automate your investing.
M1 uses a Pie-based interface to make building and managing a portfolio easier and more intuitive than ever. Choose from more than 6,000 stocks and funds to build Custom Pies or select from nearly 100 Expert Pies tailored to your unique financial goals, risk tolerance, and time horizon.
Put every penny to work
Investing in only whole shares limits your wealth building potential, making diversification difficult and causing cash to sit idly in your account where it can’t accrue value. M1 uses fractional shares, so you’re always fully invested — down to the penny.
Invest with M1 Plus
Unlock exclusive features to access additional trading options when you upgrade to M1 Plus. And now for a limited time, take advantage of 20% off your first year.
Powerful technology, best-in-class security
We’re a member of SIPC, so securities in accounts are protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. Our clearing firm has also purchased supplemental insurance in the event that SIPC limits are exhausted.
M1 Spend checking accounts are FDIC-insured up to $250,000.
All data transferred and stored within our systems is protected with 4096-bit encryption.
We offer two-factor authentication to keep your account extra secure.