M1 makes you feel empowered and knowledgeable about where your money is going.
– Brenda O.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
HOW IT ALL FITS TOGETHER
Investing, borrowing and spending in one easy-to-use platform.
M1 PLUS:
ADD MORE TO YOUR M1
Exclusive features and rewards that help you earn more, access more and receive more perks and discounts.
Your first year is free (a $125 value). There’s no catch, and it only takes a moment to sign up.
2% LOANS THROUGH M1 BORROW
Get our lowest rate for M1 Borrow. 
SMART TRANSFERS
Set up automated ‘if, then’ rules and optimize your money across M1.
CUSTODIAL ACCOUNTS
Start building long-term wealth for the children in your life.
TWO TRADE WINDOWS
Invest in the morning or the afternoon, or both when you have more than $25,000 equity in your portfolio.
1% APY CHECKING 
Earn 33x the national average APY for a checking account. That means you’ll earn more in 2 weeks than you would in an
entire year with a big bank.
1% CASH BACK
Earn 1% cash back on qualifying debit card purchases.
NEW: SEND CHECKS
Send physical checks without ever touching a pen. Only available on iOS and web.
The nice part about investing with M1 is I can take out a low-cost loan on my portfolio. I don’t have to drain my investments for a large expense.
– Vikram B.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
M1: THE FINANCE SUPER APP™
Total control, total automation. For your wealth today and tomorrow.
