M1 makes you feel empowered and knowledgeable about where your money is going.
– Brenda O.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
HOW IT ALL FITS TOGETHER
Investing, borrowing and spending in one easy-to-use platform.
BORROW
Access a flexible portfolio line of credit, based on your investment. 
M1 Borrow available on margin accounts with a balance of at least $5,000. Not available for retirement, custodial, or trust accounts. Rates may vary.
SPEND: CREDIT
Get up to 10% cash back
when you spend with select companies you invest in. Exclusive to M1
Plus.
M1 PLUS:
ADD MORE TO YOUR M1
Exclusive features and rewards that help you earn more, access more and receive more perks and discounts.
Your first year is free (a $125 value). There’s no catch, and it only takes a moment to sign up.
2% LOANS THROUGH M1 BORROW
Get our lowest rate for M1 Borrow.
SMART TRANSFERS
Set up automated ‘if, then’ rules and optimize your money across M1.
CUSTODIAL ACCOUNTS
Start building long-term wealth for the children in your life.
TWO TRADE WINDOWS
Invest in the morning or the afternoon, or both when you have more than $25,000 equity in your portfolio.
1% APY CHECKING
Earn 33x the national average APY for a checking account. That means you’ll earn more in 2 weeks than you would in an entire year with a big bank.
1% CASH BACK
Earn 1% cash back on qualifying debit card purchases.
SEND CHECKS
Send physical checks without ever touching a pen.
CREDIT CARD REWARDS
Apply for a chance to earn 1.5%-10% cash back in credit card rewards.
The nice part about investing with M1 is I can take out a low-cost loan on my portfolio. I don’t have to drain my investments for a large expense.
– Vikram B.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
M1: THE FINANCE SUPER APP™
Total control, total automation. For your wealth today and tomorrow.
