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LIMITED TIME OFFER

BORROW UP TO $5,000 WITH 0% INTEREST

It’s easier than ever to borrow with M1 

We’ve reduced eligibility for M1 Borrow to $5,000! To celebrate, we’re offering 0% interest on the first $5,000 you borrow until June 30.  

Activate a free, 1-year trial of M1 Plus to get our everyday lowest rate of 2% after that. 

I’m excited about having all my financial tools in one place. M1 is shaping up to be bigger than the sum of its parts.

– Alexander K.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.


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M1 PLUS

THE POWER OF PLUS, FREE FOR A YEAR 

Try M1 Plus for an entire year (a $125 value). There’s no catch. It takes a moment to sign up and you can cancel anytime in your account settings. 

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M1 makes you feel empowered and knowledgeable about where your money is going.

– Brenda O.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.

GET MORE WITH M1 PLUS

M1 Plus offers exclusive features and rewards that help push each dollar a little further.

Start enjoying more perks and greater discounts when you activate your one-year trial. Try it for free and cancel anytime from within your account settings.


NEW: CUSTODIAL ACCOUNTS

Start building long-term wealth for the children in your life.

SMART TRANSFERS

Set up automated ‘if, then’ rules and optimize your money across M1.

2% LOANS THROUGH M1 BORROW

Get our lowest rate for M1 Borrow. info icon

TWO TRADE WINDOWS

Invest in the morning or the afternoon, or both when you have more than $25,000 equity in your portfolio.

1% APY CHECKING

Earn 33x the national average APY for a checking account. That means you’ll earn more in 2 weeks as you would in an entire year with a big bank. info icon

1% CASH BACK

Earn 1% cash back on qualifying debit card purchases. info icon

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I used M1 Borrow to fund my startup business. Its flexiblity, convenience, speed and ultra-low interest rate (especially for M1 Plus members) is hard to beat.

– Adam T.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.


TOTAL CONTROL, TOTAL AUTOMATION

For your wealth today and tomorrow.


M1 Finance App

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By using this website, you accept our  Terms of Use  and  Privacy Policy  and acknowledge receipt of all disclosures in our  Disclosure Library. All agreements are available in our  Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technolo- gy company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should  learn more  before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member  FINRA /  SIPC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Address: 200 N LaSalle St., Ste. 800; Chicago, IL 60601

© Copyright 2021 M1 Holdings Inc.