Finimize Promotion Terms and Conditions

M1 Finance is currently running a promotion through the Finimize newsletter where new clients can get a $10 bonus when they sign up and fund their M1 account. The promotion runs from 11/17/2020 at 9 a.m. ET through 12/31/2020 at 11:59 p.m. ET.


Sign up and get $10 to invest

M1 Finance is offering a $10 bonus to Finimize readers who sign up for an M1 account through this campaign.

How it works:

  1. Sign up for an M1 Invest account through the www.m1finance.com/finimize/ page.
  2. Fund your account with at least $100 (or $500 for IRAs) by 12/31/2020 at 11:59 p.m. ET.

You will receive a $10 referral bonus in your Payment Account within 14 days of you signing up and funding your M1 account.

Once the qualifications are met, you will see your $10 promotion under Settings > Promotions. You might see that the promotion was successful before the credit has been applied to your Payment Account.

Once credited, you will see a $10 Promotional Credit in Activity.

Payment accounts

Promotional credits are deposited into your designated “Payment Account”. A Payment Account must be an individual or joint taxable brokerage account (funding not required). A Payment Account cannot be a retirement account. You are required to have an open brokerage account to receive referral credits.

If you have more than one taxable account, you can change the Payment Account at any time from Settings > Payment.

Without a valid Payment Account, you will not be able to receive promotional credits.


Important terms and conditions

These offers are valid for new M1 account users. Finimize readers who are already M1 clients are not eligible to participate in this offer. To qualify for the bonus, you must make an initial deposit of $100 for taxable accounts and $500 for IRAs, within 30 days of signup and not withdraw that initial deposit for 30 days.

The Finimize Promotion expires 12/31/2020 at 11:59 p.m. ET and M1 reserves the right to revoke or extend this offer at any time.

You should consult with your tax advisor about the appropriate tax treatment for this offer and any tax implications associated with receipt of cash before participating. For taxable accounts, the value of all M1 offers received may be reported as Other Income on a Form 1099-MISC where required by applicable rules and regulations.

By participating in M1’s Finimize Promotion, you agree to release, discharge, indemnify and hold harmless M1, its subsidiaries, affiliates, retailers, and advertising and promotion agencies, and all of their respective officers, directors, members, managers, partners, shareholders, employees and agents (collectively, “Released Parties”) from any liability or damages that may arise out of participation in M1’s Finimize Promotion.

Released parties are not responsible for incorrect or inaccurate transcription of information, or for any human or printing error in these Rules or any promotional materials, technical malfunctions, lost/delayed data transmission, omission, interruption, deletion, defect, line failures of any telephone network, computer equipment, software, or any other error or malfunction, or any injury or damage to you or any other person’s computer related to or resulting from participation in M1’s Finimize Promotion, or for late, lost, stolen, or illegible, or misdirected signups.

This promotion is not valid with any other offers and is non-transferrable. Offer available to U.S. citizens and Permanent Residents only. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the account, or that any terms of the M1 Terms of Use or Account Agreement have been violated. In referring friends to open an M1 account you are acting on behalf of M1 and under the supervision and control of M1. You agree to limit the information you provide in connection with the referral to the link and disclosure provided by M1.

You agree that your participation in M1’s Finimize Promotion will conform to the terms contained herein as well as the provisions of the Investment Advisers Act of 1940, 15 U.S.C. § 80b-1, and the rules thereunder. You hereby represent that: (1) you are not subject to any statutory disqualification set forth in Sections 203(e) and 203(f) of the Investment Advisors Act (or any amended or replacement regulatory provision(s)); (2) you are not currently the subject of any investigation or proceeding which could result in statutory disqualification; and (3) you do not have a “place of business” at which you regularly provide investment advisory services, solicit, meet with, or otherwise communicate with clients, or any other location that is held out to the general public as a location at which you provide investment advisory services, solicit, meet with, or otherwise communicate with clients in any U.S. state. If you cannot accurately make the preceding representations, you may not participate in  M1’s Finimize Promotion. If you are currently participating in M1’s Finimize Promotion and the preceding representations become inaccurate, you agree to immediately inform M1 at support@m1finance.com.

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