LET’S GET FISCAL!

Like a workout, there are no shortcuts—success in the Financial Wellness Challenge (and life) requires a long-term mindset and dedication to healthy habits. That’s our entire philosophy here at M1, and the Finance Super App is the all-in-one home gym your finances need to get in great shape!




THE ONLY WORKOUT WITH PIE

Our PIE (Prepare, Intend, Execute) framework is how we’ll tackle each area to improve your financial wellness.

PREPARE: Educate yourself, make sure you have everything ready, and think through your strategy.  

INTEND: Get in the right mindset and plan your goals. Your attitude can be a game changer in helping you achieve your goals.

EXECUTE: Take action! We only get as far as our actions—and we don’t get cheat days.  



YOUR FINANCIAL WORKOUT CIRCUIT

Just like a good gym routine hits your whole body, we want to help you finesse all the important parts of your finances. We have some of the best equipment to help you get in the best shape possible, and bonuses to give your money a boost.

Here are the areas we’ll focus on during the challenge:


SET YOUR GOALS

What do you want to achieve? We suggest “build wealth,” but the choice is yours. Write down your goals, then set up direct deposit into an M1 Spend checking account so your money starts working towards your goals sooner. 


BUILD YOUR BUDGET

You’ll need to plan out how every dollar will work for you with maximum efficiency. Make sure every dollar spent, saved, and invested is getting you closer to your goals.  


AUDIT YOUR FINANCIAL 
WELL-BEING

Every dollar needs to pull its weight, and that’s easier when they’re working together on one platform. Transfer your money from another broker and you could earn up to $5,000 bonus to invest. Terms and conditions apply. 


START INVESTING

Investing is kind of our thing, so trust us when we say it’s a great way to reach your goals. New to M1? Fund your new account with $1,000-$50,000 within your first two weeks and you could get up to $500 to invest, depending on how much you deposit. Terms and conditions apply. Then, set up recurring transfers so you can stick to your plan—even if you forget your plan. 


PLAN FOR RETIREMENT

No one wants to work forever. Open an IRA with us, or rollover an old 401(k), then maximize your contributions and invest towards your dream of retirement. All that’s left is picking out your best Hawaiin shirt.


MANAGE YOUR SPENDING

It’s not all about saving, you need to spend too—and we’ll help you spend stronger with our unique credit card. With the Owner’s Rewards Card by M1, you could earn up to 10% cash back at select brands you own in eligible M1 Invest accounts. See Rewards Terms for more details.


STAY EDUCATED

We have plenty of automated tools, but that doesn’t mean you don’t need to check in and stay on top of things. After you graduate from the Financial Wellness Challenge, stay up to date on the world of finance—check out our blog and subscribe to our newsletters!



TAKE ON THE FINANCIAL WELLNESS 
CHALLENGE WITH A GROUP!

Know someone who could benefit from a fast-paced finance refresher? Of course you do, everybody can! Refer your friends and family to M1, get them to join The Financial Wellness Challenge, and you could both get a bonus when they fund a new account. 

It’s like a getting a workout in without breaking a sweat!  


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M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

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All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

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