THINK LIKE AN OWNER. EARN LIKE ONE TOO.
Make every swipe an investing opportunity with the Owner’s Rewards Card by M1. Our new, unique credit card rewards program is created for investors to help build wealth with everyday purchases. Must be an M1 Plus member to apply, your first year is free after you join (a $125 value).
EARN UP TO 10% CASH BACK
Shop with certain brands you believe in and invest in with M1 to earn cash back. Get 10%, 5% or 2.5% cash back on purchases with some of the most popular brands—and 1.5% standard cash back on everything else.
BIG BRANDS, BIG REWARDS
From Apple to Amazon, Walmart to Target, Spotify to Netflix, Peloton to Popeyes, Victoria’s Secret to Converse and so many more—if they’re in your eligible portfolio, you’ll get rewarded when you spend there See the full list here.
REINVEST YOUR CASH BACK
Using M1 automation, you can reinvest your rewards in your portfolio for continued growth. That’s the long-term mindset at work.
CONTACTLESS METAL CARD
Shop any way you like: show off your sleek metal card or pay with tap-to-pay, Apple Pay and Google Pay for a contactless shopping experience.
MORE TOOLS FOR GROWTH
M1 is the all-in-one, Finance Super App. Everything you need to build and manage your money is at your fingertips in a sleek, intuitive platform.
Flexible, customizable, and automated. It’s your money, intelligently invested the way you want, for free.
The best of digital banking, seamlessly integrated with your investments. Empowered to make every cent work hard for you.
UNLOCK THE OWNER’S REWARDS CARD—AND SO MUCH MORE
When you first join M1, you’ll be eligible for a free year of M1 Plus (a $125) value. With M1 Plus, you’ll have exclusive access to apply for the Owner’s Rewards Card by M1, on top of the other premium perks, tools, and rewards.
There’s no catch. Sign up in seconds and change your membership settings anytime.
$125/YEAR (FIRST YEAR IS FREE)
- 2% rate
- $5,000 minimum balance
- Exclusive access to apply for the Owner’s Rewards Card by M1
- Up to 10% cash back when you spend at brands in eligible portfolios
- 1.5% cash back everywhere else
WHAT THE WORLD IS SAYING
“You save on your purchases, support the businesses you have a financial stake in and increase your ownership along the way.”
“So while M1 isn’t the first card to focus on investing instead of spending your rewards, the elevated bonus opportunities will position it at the front of the race.“
ACCOUNT PROTECTION WITH PEACE OF MIND
Securities in M1 Invest accounts are insured up to $500,000 by the SIPC.
Manage and freeze your card easily from your M1 account. Plus, with Visa Signature® benefits you get added benefits like Visa® Zero Liability.
We are a technology-first company that utilizes the latest in information security.