Get started with M1. Deposit $1,000+ and get a $30 bonus. Learn more →
Build more, worry less
M1 takes care of the day-to-day tasks so you can concentrate on the big picture. Get the perfect mix of personalization and automation and start making your own money moves. For free.
Wealth building for today’s long-term investors
FEWER FEES
Because every dollar you don’t pay in management fees is one you can invest in yourself.
SMARTER TOOLS
Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.
WISER STRATEGIES
Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.
INVEST, YOUR WAY
Flexible, customizable and automated. It’s your money, intelligently invested the way you want, for free.
BORROW, YOUR WAY
A flexible portfolio line of credit at one of the lowest rates on the market. Borrow against your investments at 2-3.5% without extra paperwork. 
SPEND, YOUR WAY
The best of digital banking, seamlessly integrated with your investments. Empowered to make every cent work hard for you.
UPGRADE, YOUR WAY
Exclusive features and rewards that help you earn more, access more and receive more perks and discounts.
500,000+
investors who opened accounts
What our clients say
Fractional shares, auto-rebalancing, and it’s absolutely free to use!
Matt G.
M1 Borrow’s flexiblity, convenience, speed and ultra-low interest rate (especially for M1 Plus) can’t be beat.
Adam T.
My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.
Joy W.
May not be representative of the experience of other customers. Not a guarantee of future performance or success.