I’m excited about having all my financial tools in one place. M1 is shaping up to be bigger than the sum of its parts.
– Alexander K.
THINK LIKE AN OWNER.
EARN LIKE ONE TOO.
The Owner’s Rewards Card by M1 is coming soon with a unique credit card rewards program created for investors. 
BUILD MORE, WORRY LESS
M1 takes care of the day-to-day tasks so you can concentrate on the big picture. Get the perfect mix of personalization and automation and start making your own money moves. For free.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
FEWER FEES
Because every dollar you don’t pay in management fees is one you can invest in yourself.
SMARTER TOOLS
Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.
WISER STRATEGIES
Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.
YOUR TOOLS FOR GROWTH
INVEST
Flexible, customizable, and automated. It’s your money, intelligently invested the way you want, for free.
BORROW
A flexible line of credit at a low, low rate. Borrow against
your investments at 2-3.5% without extra paperwork. 
SPEND: CHECKING
The best of digital banking, seamlessly integrated with your investments. Empowered to make every cent work hard for you.
SPEND:
CREDIT
Earn up to 10% cash back with the Owner’s Rewards Card by M1. Then, reinvest your rewards for long-term growth. Exclusive to M1 Plus.
The Owner’s Rewards card is powered by Deserve. See Deserve’s Terms of Service.
M1 PLUS:
ADD MORE TO YOUR M1
Exclusive features and rewards that help you earn more, access more and receive more perks and discounts.
Your first year is free (a $125 value). There’s no catch, and it only takes a moment to sign up.
2% LOANS THROUGH M1 BORROW
Get our lowest rate for M1 Borrow.
SMART TRANSFERS
Set up automated ‘if, then’ rules and optimize your money across M1.
CUSTODIAL ACCOUNTS
Start building long-term wealth for the children in your life.
TWO TRADE WINDOWS
Invest in the morning or the afternoon, or both when you have more than $25,000 equity in your portfolio.
1% APY CHECKING 
Earn 33x the national average APY for a checking account. That means you’ll earn more in 2 weeks than you would in an entire year with a big bank.
1% CASH BACK
Earn 1% cash back on qualifying debit card purchases.
SEND CHECKS
Send physical checks without ever touching a pen.
NEW: CREDIT CARD REWARDS
Apply for a chance to earn 1.5%-10% cash back in credit card rewards.
My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.
– Joy W.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
RECOGNIZED AND CELEBRATED
HUNDREDS OF THOUSANDS OF INVESTORS
TOTAL CONTROL, TOTAL AUTOMATION
For your wealth today and tomorrow.
