Join 100,000 people who trust M1 to manage $1 billion and counting.
With our next-generation, intelligent financial solutions, you can do exactly what you want with your personal finances. The cherry on top? It’s free.
Make the most of your money
M1 Smart Money ManagementSM gives you the freedom to seamlessly build, invest, and optimize your money—the way you want.
- Create your portfolio with any stock and/or ETF, for free.
- Invest your money with intelligent automation.
- Unlock a flexible portfolio line of credit with just $10,000 invested.
- Borrow money at one of the lowest rates in the market.
SPEND (in beta testing)
- Access your cash and spend with an M1 checking account and debit card.
- Move money between investments instantly.
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- Get subscription level features and rewards with M1 Plus.
- Earn more with everything you love about M1, Plus more.