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Feel confident

Always at your fingertips

M1’s sleek, intuitive design makes building and managing your portfolio a breeze.

Mobile phone displaying holdings in M1 Finance Pie.
The Pie

M1 uses dynamic pie charts to help you easily visualize and manage your investments, so you always know exactly what and how much you own.

Value over time

Check your progress anytime, anywhere. Review your deposits, track your returns, and watch your portfolio grow over time.

Mobile phone displaying M1 Finance Markets screen

No need to sift through hundreds of articles — we’ll help you stayed informed and up-to-date on the most important news for your holdings.

Rest easy with M1 retirement accounts

No fees

Say goodbye to confusing costs and hidden fees. M1 offers no-fee IRAs.


Forget about piles of paperwork. M1 makes investing in your future seamless. We’ll even help you rollover old accounts.


With an M1 IRA, you can truly personalize your portfolio with a custom solution for your future.

Waiter bringing bags of money

Borrow on your terms

Borrow money instantly and pay back on your own schedule with M1 Borrow. Plus, use the cash from your flexible portfolio line of credit however you see fit, from major purchases to refinancing debt to investing more with M1’s free platform.

Learn more

Powerful technology, best-in-class security

Insured accounts

We’re a member of SIPC, so securities in accounts are protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. Our clearing firm has also purchased supplemental insurance in the event that SIPC limits are exhausted.

M1 Spend checking accounts are FDIC-insured up to $250,000.

Military-grade encryption

All data transferred and stored within our systems is protected with 4096-bit encryption.

Two-factor authentication

We offer two-factor authentication to keep your account extra secure.

Invest in your future.

Get Started
Check the background of M1 Finance LLC on FINRA's BrokerCheck

M1 Holdings Inc. provides a range of financial services through its operating subsidiaries. M1 Finance LLC and M1 Spend LLC are wholly-owned subsidiaries of M1 Holdings Inc. and are separate but affiliated companies. By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library.

M1 Finance LLC is a SEC registered broker-dealer and Member FINRA / SIPC. You can check the background of M1 Finance LLC on FINRA's BrokerCheck. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). SIPC insurance does not protect against loss in the market value of securities. Investments are not FDIC insured and may lose value. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Using margin involves risks: you can lose more than you deposit, you are subject to a margin call, and interest rates may change. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Address: 213 W Institute Pl, Ste. 301, Chicago, IL 60610

© Copyright 2019 M1 Holdings Inc.