M1 is the future of finance, and it’s personal
M1 is the intelligent, seamlessly integrated money management platform that puts your financial future in your hands.
Get StartedCreated for the intelligent investor
Intelligent
We’ve built innovative technology, tools and features with thoughtful design.
Seamless
Take advantage of our customization and automation capabilities to manage your money how you want.
Effortless
M1 enables you to control your own wealth-building with our flexible and easy-to-manage tools.
Low or no cost
Stop paying trading commissions and management fees, and access a lower cost loan option with M1 Borrow.
Earn more, spend less
Pricing and benefits to match your unique personal finance needs.
Core M1 Account
Free
- No trading commissions
- No management fees
- Free checking account
- 3.75% base rate for portfolio line of credit
M1 Plus account
$125/year
- All Core account features
- 1.5% APY* on your checking account balance
- 1% cash back on debit card purchases
- Premium tungsten metal debit card
- Access to a second daily trading window
- 3.50% base rate for portfolio line of credit
But seriously, why M1?
M1 is made up of experienced, investment-focused people driven by a passion to transform money management. We believe there is a better, smarter way to manage personal finances. And we’re just getting started.
A smart, seamlessly integrated solution
With integrated and automated digital investment, borrowing, and banking services, you can put your money to optimal use and reach its full potential.
Total control, total freedom
We designed our intuitive product features, tools and services to be customizable, easy to use and automated to serve your unique financial needs.
A credible partner in money management
We take your security seriously and have several systems in place to ensure your money is in safe hands.
“It’s still amazing to me that M1 offers so much value without charging any fees.”
Alex G., NY
“It is truly the best of both worlds: the vast choice of securities like traditional brokers as well as the automation of modern robo-advisors.”
Michael M., RI
“M1’s intelligent automation can save you time and help grow your wealth.”
