Why M1
The ultimate investing tool
Who said investing has to be complicated? M1’s sleek, intuitive interface makes managing your investments easier than ever. Plus, we don't charge commissions or management fees, so your money can go even further for your future.
Not your average brokerage
Other tools make investing cumbersome and confusing. At M1, we understand the modern investor. That’s why we built M1 from the ground up to reinvent the investing experience, making it easier for investors to build their portfolio and maximize returns.
Accounts to fit your needs
Individual
Set up an individual taxable account for your general investing needs.
Joint
Establish a joint account with a relative, spouse, or domestic partner.
Retirement
Invest in your future with Traditional, Roth, and SEP IRAs.
Trust
Set up an account on behalf of an individual or group.
Powerful technology, best-in-class security

Insured accounts
We’re a member of SIPC, so securities in accounts are protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. Our clearing firm has also purchased supplemental insurance in the event that SIPC limits are exhausted.
M1 Spend checking accounts are FDIC-insured up to $250,000.
Military-grade encryption
All data transferred and stored within our systems is protected with 4096-bit encryption.
Two-factor authentication
We offer two-factor authentication to keep your account extra secure.