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Why M1

The ultimate investing tool

Who said investing has to be complicated? M1’s sleek, intuitive interface makes managing your investments easier than ever. Plus, we don't charge commissions or management fees, so your money can go even further for your future.

Not your average brokerage

Other tools make investing cumbersome and confusing. At M1, we understand the modern investor. That’s why we built M1 from the ground up to reinvent the investing experience, making it easier for investors to build their portfolio and maximize returns.

One click; easy recurring investments
Securities available
Stocks, ETFs, fractional shares
Web and mobile
Sleek and intuitive
Low cost, flexible loans

Accounts to fit your needs

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Set up an individual taxable account for your general investing needs.

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Establish a joint account with a relative, spouse, or domestic partner.

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Invest in your future with Traditional, Roth, and SEP IRAs.

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Set up an account on behalf of an individual or group.

Powerful technology, best-in-class security

Insured accounts

We’re a member of SIPC, so securities in accounts are protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. Our clearing firm has also purchased supplemental insurance in the event that SIPC limits are exhausted.

M1 Spend checking accounts are FDIC-insured up to $250,000.

Military-grade encryption

All data transferred and stored within our systems is protected with 4096-bit encryption.

Two-factor authentication

We offer two-factor authentication to keep your account extra secure.

The better question is, why not?

Get Started
Check the background of M1 Finance LLC on FINRA's BrokerCheck

M1 Holdings Inc. provides a range of financial services through its operating subsidiaries. M1 Finance LLC and M1 Spend LLC are wholly-owned subsidiaries of M1 Holdings Inc. and are separate but affiliated companies. By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library.

M1 Finance LLC is a SEC registered broker-dealer and Member FINRA / SIPC. You can check the background of M1 Finance LLC on FINRA's BrokerCheck. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). SIPC insurance does not protect against loss in the market value of securities. Investments are not FDIC insured and may lose value. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Using margin involves risks: you can lose more than you deposit, you are subject to a margin call, and interest rates may change. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Address: 213 W Institute Pl, Ste. 301, Chicago, IL 60610

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