"Giving every investor access to fractional shares is a game changer."
Michael M., RI
"I have used several brokerages, and none of them have delivered the diversification and freedom in investment choices like M1 has."
Dan T., IA
"It's still amazing to me that M1 offers so much value without charging fees."
Alex G., NY
Borrow on your terms
When you invest $10,000 or more with M1 Finance, you also unlock the simplest, lowest cost way to borrow money.
M1's flexible portfolio line of credit lets you borrow up to 35 percent of your portfolio1 instantly and pay back on your schedule -- all for just 4% APR2. No waiting time. No credit checks. No paperwork. Use it for whatever you want, whenever you want.
Powerful technology, best-in-class security
All data transferred and stored is protected with 4096-bit encryption
We’re a member of SIPC so securities in accounts are protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities.
We offer two-factor authentication to keep your account extra secure.