Maximize your retirement savings with free IRAs. Pick your own stocks and funds, choose from dozens of professional portfolios, or combine the two to fit your unique financial goals and risk tolerance. With fractional shares and automatic dividend reinvestment, you can rest easy knowing you’re always fully invested. Plus, with no commissions or management fees, you never have to worry about hidden fees eating into your returns again.
Why set up an IRA or Roth IRA with M1?
Say goodbye to confusing costs and hidden fees. M1 offers no-fee IRAs.
Forget about piles of paperwork. M1 makes investing in your future seamless. We’ll even help you rollover old accounts.
With an M1 IRA, you can truly personalize your portfolio with a custom solution for your future.
Watch your savings grow
Never miss an opportunity to invest in your future. Set a schedule to automate your investing and ensure you’re always building wealth in the background.
Rollover your old retirement accounts without the hassle. M1’s Rollover Concierge team makes transferring accounts easier than ever, so you can skip the piles of paperwork. We’ll even guide you through the whole process.
M1 Finance LLC is a SEC registered broker-dealer and Member FINRA / SIPC. You can check the background of M1 Finance LLC on FINRA's BrokerCheck. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). SIPC insurance does not protect against loss in the market value of securities. Investments are not FDIC insured and may lose value. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Using margin involves risks: you can lose more than you deposit, you are subject to a margin call, and interest rates may change. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC, pursuant to a license from Visa U.S.A., and serviced by M1 Spend LLC. M1 Spend LLC is not a bank. Visa is a registered trademark of Visa International Service Association. No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Address: 213 W Institute Pl, Ste. 301, Chicago, IL 60610