Take control of your retirement
Maximize your retirement savings with free IRAs. Pick your own stocks and funds, choose from dozens of professional portfolios, or combine the two to fit your unique financial goals and risk tolerance. With fractional shares and automatic dividend reinvestment, you can rest easy knowing you’re always fully invested. Plus, with no commissions or management fees, you never have to worry about hidden fees eating into your returns again.

Why set up an IRA or Roth IRA with M1?

No fees
Say goodbye to confusing costs and hidden fees. M1 offers no-fee IRAs.

Simple
Forget about piles of paperwork. M1 makes investing in your future seamless. We’ll even help you transfer old accounts.

Control
With an M1 IRA, you can truly personalize your portfolio with a custom solution for your future.
Watch your savings grow
Never miss an opportunity to invest in your future. Set a schedule to automate your investing and ensure you’re always building wealth in the background.


M1’s Rollover Concierge
Roll over your old 401(k) accounts without the hassle. M1’s Rollover Concierge team makes transferring accounts easier than ever, so you can skip the piles of paperwork. We’ll even guide you through the whole process.