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Take control of your retirement

Maximize your retirement savings with free IRAs. Pick your own stocks and funds, choose from dozens of professional portfolios, or combine the two to fit your unique financial goals and risk tolerance. With fractional shares and automatic dividend reinvestment, you can rest easy knowing you’re always fully invested. Plus, with no commissions or management fees, you never have to worry about hidden fees eating into your returns again.

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Why set up an IRA or Roth IRA with M1?

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No fees

Say goodbye to confusing costs and hidden fees. M1 offers no-fee IRAs.

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Forget about piles of paperwork. M1 makes investing in your future seamless. We’ll even help you rollover old accounts.

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With an M1 IRA, you can truly personalize your portfolio with a custom solution for your future.

Watch your savings grow

Never miss an opportunity to invest in your future. Set a schedule to automate your investing and ensure you’re always building wealth in the background.

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M1's Rollover Concierge

Rollover your old retirement accounts without the hassle. M1’s Rollover Concierge team makes transferring accounts easier than ever, so you can skip the piles of paperwork. We’ll even guide you through the whole process.

Contact Us to Get Started

Start investing in your future.

Open a Retirement Account

Check the background of M1 Finance LLC on FINRA's BrokerCheck

Member of SIPC. Securities in your account protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. For additional information Securities and services are provided to clients of M1 by M1 Finance LLC, member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing in securities involves risk and there is always the potential of losing money when you invest in securities. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Using margin involves risks: you can lose more than you deposit, you are subject to a margin call, and interest rates may change. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.

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