• Toggle auto-renew ON from membership settings between November 22 – December 19. 

• Get a $25 boost in your M1 Invest account. 

• Invest your credit for long-term impact. 

See details →

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As a Plus member, you’ve had access to the best perks M1 has to offer. Turn on auto-renew for $125 between November 22 – December 19 to keep these exclusive perks and earn a $25 Invest bonus. 

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Rewards on checking

Get 1% APY info icon and 1% cash back with your M1 Spend Plus checking account.

taking a loan

2% interest rate on M1 Borrow

Our lowest available rate for your flexible portfolio line of credit. info icon

M1 Plus trading window

Afternoon trade window

Invest in the morning or the afternoon, for more flexibility. info icon

Smart Transfer

Smart Transfers

Set up a system of automated rules to optimize your money throughout M1.

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Custodial accounts

Help build long-term wealth for the children in your life.

Send check

Send checks

Mail paper checks from your M1 Spend Plus checking account.

Don’t wait to take advantage of this offer 

Make claiming your $25 investing bonus the next step you take towards greater financial well-being. It’s an easy win! 

* Turning on Auto-renew will charge a $125 to your added credit card payment, if you did not add such payment, then your M1 spend account will be charged if your balance is $125 or greater, if not your M1 invest taxable account (excluding custodial, trust, and IRA accounts) will be liquidated if the balance is $500 or greater. If you cannot meet these requirements, your membership will be canceled, and you will not qualify for this promotion. 

Terms and Conditions

M1 Plus Auto Renew Promotion Terms (the “Promotion Terms”).

Beginning on November 22, 2021 through December 19, 2021 (the “Promotion Period”), you will be eligible to earn this twenty-five dollar ($25) promotional offer if you meet all of the following during the Promotion Period: (i) you renew your M1 Plus membership for a full calendar year; (ii) you have auto renew deactivated as of November 21, 2021 (according to the official record maintained by M1’s database); (iii) you activate auto renew for your M1 plus membership renewal; and (iv) your auto renew remains active for at least thirty (30) days from December 19, 2021 (e.g., January 19, 2022) (the “Promotion”). If you satisfy the aforementioned conditions, M1 will make a one-time deposit of twenty-five dollar ($25) into the cash balance of your M1 taxable investment account on January 19, 2022 (the “Pay-out Date”). You are only eligible to receive a one-time deposit for this Promotion, and the following accounts are ineligible to receive such deposit: any retirement, custodial or trust. The Promotion amount deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security.  Reallocation of any deposited Promotion funds externally or internally to any other M1 services (e.g., M1 Spend) prior to the Pay-out Date will disqualify you from this Promotion. M1 reserves the right to revoke the Promotion cash deposit if you fail to comply with these Promotion Terms.

This Promotion is not valid with any other offers and is non-transferrable. Offer is available only to legal U.S. Residents. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of these Promotion Terms, the M1 Terms of Use or Account Agreement have been violated. The value of any Promotion cash deposit is a cash reward and may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward. 

This Promotion expires at 11:59pm ET on December 19, 2021.

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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