YOUR PIE COULD GET A WHOLE LOT SWEETER

Whether it’s everyday purchases, your favorite subscriptions, or the occasional splurge, you could get big time cash back when you spend at select companies you hold in eligible M1 invest accounts. Then, you can automatically reinvest it into your Pie to keep building wealth with every swipe of your card. See the full list of tiers and brands below: 

10% CASH BACK


Adobe
AMC Theaters
Chewy
DropBox
GameStop
Bath & Body Works
Victoria's Secret
Lulu Lemon
Netflix
Purple
Peloton
Stitch Fix
Spotify
Tesla
Ulta
Wayfair

5% CASH BACK


American Airlines
Chipotle
Delta
Dollar General
Dominos
Etsy
Reverb
FedEx
Jetblue
Southwest
Converse
Nike
Starbucks
Homegoods
Homesense
Marshalls
Sierra
TJ Maxx
United Airlines
UPS

2.5% CASH BACK


Apple
Airbnb
Amazon
Audible
Twitch
Whole Foods
Zappos
Best Buy
Comcast
Costco
Caviar
Doordash
Ebay
Home Depot
Lowe's logo
Lyft
Mcdonald's logo
Burger King
Popeyes
Tim Horton's
AT&T Logo
DirecTV logo
HBO
Target
Sprint
T Mobile
Postmates
Uber
Uber Eats
Verizon
Duane Reade
Walgreens
Bonobos
Moosejaw
Sam's Club
Walmart
KFC
Pizza hut
Taco Bell

1.5% CASH BACK EVERYWHERE ELSE

M1 is all about building wealth, all Owner’s Rewards Card users get a baseline 1.5% cash back on everything else.


Must own securities in a qualified M1 investment account as explained in M1’s Owner’s Rewards Terms & Conditions to be eligible for 2.5%, 5%, & 10% categories. Trust and custodial accounts are not eligible investment accounts. These terms will be available once the card application is accessible, and the terms and companies listed are subject to change. Securities shown should not be considered trade recommendations. You should assess your own investment risks prior to purchasing any securities shown. 

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M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

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All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is a credit card Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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