Upgrade to M1 Plus
Earn more, access more, discount more with the smartest perks.
Everything you love about M1, plus more
0.25% discount on M1 Borrow
M1 Plus members receive a 0.25% discount on the base rate of M1 Borrow, our flexible, already-low-cost portfolio line of credit.
Get exclusive access to a second trading window for even more control over how you invest.
And a supercharged M1 Spend checking account:
1.5% APY1 checking
Earn 25x the national average APY for a checking account and 17x the national average APY for a savings account.2
1% cash back
Who says you need to use a credit card to earn rewards? Earn 1% cash back on any purchase with your M1 Plus Visa™ debit card.
Earn more, spend less
Pricing and benefits to match your unique personal finance needs.
|M1 Investment accounts||Included||Included|
|Unlimited free trades||Yes||Yes|
|Built-in tax efficiency||Yes||Yes|
|Daily trading windows||2||1|
|M1 Borrow flexible line of credit||Yes||Yes|
|Minimum portfolio balance||$10,000||$10,000|
|Impact on credit||None||None|
|Debit card material||Tungsten metal||Plastic|
|ATM fees covered?1||4 times per month||Once per month|
|Sign up for $125||Sign up for free|
Earn more when you upgrade to M1 Plus
Is the $125 you’ll pay for M1 Plus worth it? Let’s do the math…
Yearly net benefit:
For illustrative purposes only.
Your banking funds are held by Lincoln Savings Bank, Member FDIC. Deposits are insured up to $250,000.