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Do less, earn more

Automation is key in creating positive, long-term financial habits and relentlessly pursuing your financial goals. Simply build your portfolio, sit back, and watch it grow.

Calendar of recurring funding schedules
Investing schedules

Automate your investing to build wealth in the background. Schedule recurring deposits to align with your paychecks or contribute $100 each week to max out your IRA contributions.

Cash flowing into underweight slices of Pie
Dynamic Rebalancing

M1 intelligently allocates money from every deposit to ensure your portfolio stays on track. That means you can add $500 to your Pie and maintain your target asset allocation without any manual calculations.

Piggy bank
Built-in tax efficiency

M1 tax efficient investing uses a lot allocation strategy when selling securities to help reduce the amount owed on taxes automatically.

Scale representing cash balance control
Cash balance control

At M1, we’ll automatically invest idle cash so your money always works harder for you. Set your own maximum cash balance, and we’ll shift money to your portfolio at the right time for you.

Investing has never been so simple.

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Check the background of M1 Finance LLC on FINRA's BrokerCheck

M1 Holdings Inc. provides a range of financial services through its operating subsidiaries. M1 Finance LLC and M1 Spend LLC are wholly-owned subsidiaries of M1 Holdings Inc. and are separate but affiliated companies. By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library.

M1 Finance LLC is a SEC registered broker-dealer and Member FINRA / SIPC. You can check the background of M1 Finance LLC on FINRA's BrokerCheck. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). SIPC insurance does not protect against loss in the market value of securities. Investments are not FDIC insured and may lose value. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Using margin involves risks: you can lose more than you deposit, you are subject to a margin call, and interest rates may change. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Address: 213 W Institute Pl, Ste. 301, Chicago, IL 60610

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