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Do less, earn more

Automation is key in creating positive, long-term financial habits and relentlessly pursuing your financial goals. Simply build your portfolio, sit back, and watch it grow.

Calendar of recurring funding schedules
Investing schedules

Automate your investing to build wealth in the background. Schedule recurring deposits to align with your paychecks or contribute $100 each week to max out your IRA contributions.

Cash flowing into underweight slices of Pie
Dynamic Rebalancing

M1 intelligently allocates money from every deposit to ensure your portfolio stays on track. That means you can add $500 to your Pie and maintain your target asset allocation without any manual calculations.

Piggy bank
Built-in tax efficiency

M1 tax efficient investing uses a lot allocation strategy when selling securities to help reduce the amount owed on taxes automatically.

Scale representing cash balance control
Cash balance control

At M1, we’ll automatically invest idle cash so your money always works harder for you. Set your own maximum cash balance, and we’ll shift money to your portfolio at the right time for you.

Investing has never been so simple.

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member FINRA / SIPC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Address: 213 W Institute Pl, Ste. 301, Chicago, IL 60610

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