Deposit $1,000.
Get $30.
1. Open a new M1 account.
2. Deposit $1,000 or more in your Invest account during your first 14 days.
3. Get a $30 bonus.
That’s it! Easy as Pie. You will receive your bonus within 7-14 days of your deposit.

Wealth building for today’s long-term investors

FEWER FEES
Because every dollar you don’t pay in management fees is one you can invest in yourself.

SMARTER TOOLS
Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.

WISER STRATEGIES
Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.

Build more, worry less
M1 takes care of the day-to-day tasks so you can concentrate on the big picture. Get the perfect mix of personalization and automation and start making your own money moves. For free.
What our clients say

Fractional shares, auto-rebalancing, and it’s absolutely free to use!
Matt G.

M1 Borrow’s flexiblity, convenience, speed and ultra-low interest rate (especially for M1 Plus) can’t be beat.
Adam T.

My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.
Joy W.
May not be representative of the experience of other customers. Not a guarantee of future performance or success.

500,000+
investors who opened accounts
YOURS TO BUILD.
For your wealth today and tomorrow.
M1 Deposit $1,000, Get $30 Promotion
Terms & Conditions
The Promotion
Effective March 1, 2021 (the “Effective Date”), if you have never funded an M1 invest account and meet the eligibility requirements described below, then you will be eligible to receive a one-time cash reward of $30 into the cash balance of your M1 invest account. As further described below, you will be eligible for this Promotion when you make a total of $1,000 in ACH deposits during a two week time frame. You can make these deposits on any day within the two week time frame and within any non-retirement account under your username.
This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms”).
Eligibility
To be eligible for this Promotion, you must (1) have never funded an M1 account; (2) have successfully opened an M1 investment account; (3) have not used a referral link to open an M1 account; AND (4) have made deposits of at least $1,000 post electronically to an M1 taxable investment account within a two week (14 day) time period. If you satisfy the conditions stated in the previous sentence, M1 will make a one-time deposit of thirty dollars ($30.00) into the cash balance of your M1 taxable investment account in accordance with these Promotion Terms.
You are only eligible to receive one cash reward under this Promotion. The cash reward will be deposited into your M1 investment account within seven to fourteen (7-14) business days from the date you satisfy the conditions stated herein. The cash reward deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The cash reward must remain in your M1 investment account for sixty (60) days from the date the cash reward is deposited into your M1 investment account and for the entirety of the 60-day period, which shall be determined by M1 in its sole discretion.
The deposits totaling $1,000 must be made in cash via an ACH deposit into an investment account and not part of any Automated Customer Account Transfers Service (ACATS). Additionally, a deposit into an M1 retirement account is not eligible for this promotion.
This Promotion is independent from the multiple, varying other M1 promotions available at any given time, including but not limited to any of the following promotions:
If you have already received a cash bonus pursuant to the terms of the M1 Referral Promotion, you are expressly ineligible for this Promotion and you will not receive any cash rewards pursuant to these Promotion Terms. M1 reserves the right to revoke the thirty ($30) cash deposit if it is not retained in your M1 investment account for sixty (60) days from the date the cash reward is deposited.
Other Information
This promotion is not valid with any other offers and is non-transferrable. Offer available to legal U.S. Residents. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of the M1 Terms of Use or Account Agreement have been violated. The value of a cash reward may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward.
ACH transfer links can be done on M1’s platform by connecting your outside banking institution plaid or micro deposit. M1 will attempt to offer the ability to link or fund a customer’s account with as many financial institutions as possible, however M1 cannot guarantee customer’s ability to link their M1 account with all financial institutions.
This promotion expires at 12:00pm ET on December 31, 2021.