Free automated investing
M1 Finance empowers you to manage your money and build wealth with ease.
The customizationBuild a custom portfolio of the stocks and funds you want or choose from more than 80 expert portfolios. Can’t decide which route to take? No problem! Use both.
The fractional sharesOwn any security, regardless of share price, with fractional shares. It makes diversification super-simple and ensures you’re always fully invested.
The free automated investingDeposit money anytime, anywhere and we’ll do the heavy lifting for you — no trading fees or commissions. You can even set a schedule to automate your investing.
"Giving every investor access to fractional shares is a game changer."
Michael M., RI
"I have used several brokerages, and none of them have delivered the diversification and freedom in investment choices like M1 has."
Dan T., IA
"It's still amazing to me that M1 offers so much value without charging fees."
Alex G., NY
Account protection with peace of mind
Borrow on your terms
When you invest $10,000 or more with M1 Finance, you also unlock the simplest, lowest cost way to borrow money.
M1’s flexible portfolio line of credit lets you borrow up to 35 percent of your portfolio1 instantly and pay back on your schedule — all for just 4% APR2. No waiting time. No credit checks. No paperwork. Use it for whatever you want, whenever you want.
Invest without compromise. Invest with M1 Finance.