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Free automated investing

M1 Finance empowers you to manage your money and build wealth with ease.


M1 portfolio screen
The customization
Build a custom portfolio of the stocks and funds you want or choose from more than 80 expert portfolios. Can’t decide which route to take? No problem! Use both.
M1 activity details screen
The fractional shares
Own any security, regardless of share price, with fractional shares. It makes diversification super-simple and ensures you’re always fully invested.
M1 funding schedules screen
The free automated investing
Deposit money anytime, anywhere and we’ll do the heavy lifting for you — no trading fees or commissions. You can even set a schedule to automate your investing.

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"Giving every investor access to fractional shares is a game changer."

Michael M., RI

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"I have used several brokerages, and none of them have delivered the diversification and freedom in investment choices like M1 has."

Dan T., IA

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"It's still amazing to me that M1 offers so much value without charging fees."

Alex G., NY

Accounts to fit your needs


person
Individual
multiple people
Joint
an island
Retirement

(Traditional, Roth, SEP)

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Trust

Powerful technology, best-in-class security



M1 mobile app showing security features

Insured accounts

We’re a member of SIPC, so securities in accounts are protected up to $500,000. SIPC insurance does not protect against loss in the market value of securities. Our clearing firm has also purchased supplemental insurance in the event that SIPC limits are exhausted.

M1 Spend checking accounts are FDIC-insured up to $250,000.

Military-grade encryption

All data transferred and stored within our systems is protected with 4096-bit encryption.

Two-factor authentication

We offer two-factor authentication to keep your account extra secure.


Borrow on your terms

When you invest $10,000 or more with M1 Finance, you also unlock the simplest, lowest cost way to borrow money.

M1’s flexible portfolio line of credit lets you borrow up to 35 percent of your portfolio1 instantly and pay back on your schedule — all for just 4% APR2. No waiting time. No credit checks. No paperwork. Use it for whatever you want, whenever you want.


Invest without compromise. Invest with M1 Finance.




Get Started


Disclosures:
1. Minimum account balance must be at least $10,000 to use M1 Borrow.
2. M1 Borrow interest rate is based on the federal interest rates and is subject to change if and when federal rates change.
3. Testimonials may not be representative of the experience of other customers and should not be considered a guarantee of future performance. These stories come from an M1 Finance contest in which users submitted their stories of using M1 for a chance to win $500 to invest. Finalists received M1 merchandise after the winner was announced.
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Check the background of M1 Finance LLC on FINRA's BrokerCheck

M1 Holdings Inc. provides a range of financial services through its operating subsidiaries. M1 Finance LLC and M1 Spend LLC are wholly-owned subsidiaries of M1 Holdings Inc. and are separate but affiliated companies. By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library.

M1 Finance LLC is a SEC registered broker-dealer and Member FINRA / SIPC. You can check the background of M1 Finance LLC on FINRA's BrokerCheck. SIPC protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). SIPC insurance does not protect against loss in the market value of securities. Investments are not FDIC insured and may lose value. Please consider your objectives and M1 fees before investing. Past performance is not a guarantee of future results. Using margin involves risks: you can lose more than you deposit, you are subject to a margin call, and interest rates may change. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdiction where M1 Finance LLC is not registered.M1 Spend Visa Debit Card, Issued by Lincoln Savings Bank, Member FDIC. No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary. M1 Spend LLC is not a bank.All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
Address: 213 W Institute Pl, Ste. 301, Chicago, IL 60610

© Copyright 2019 M1 Holdings Inc.