Smart and sophisticated, just like you

M1 gives you the ability to make your own smart decisions—for free. It’s no wonder that we cleaned up at the 2020 Investopedia Awards.


Yours to build

You know your goals, and you know how you want to get there. It’s time to choose a financial platform that lets you customize what counts and automate what clutters.


FREEDOM

Build your portfolio how you want.

EASE

Diversify with fractional shares.

POWERFUL

Schedule contributions and rebalance with one click.

SOPHISTICATED

Borrow from your investments at 2-3.5% APR. info icon


See details



Break up with your broker

Earn up to $2,500 when you transfer securities from another brokerage account to M1.



$2,500


when you transfer
an account of
$1,000,000+.



$1,000


when you transfer
an account of
$500,000 to $999,999.99



$500


when you transfer
an account of
$250,000 to $499,999.99



$250


when you transfer
an account of
$100,000 to $249,999.99



See Details



What our clients say


M1 makes you feel empowered and knowledgeable about where your money is going.

Brenda O.


M1 Borrow’s flexibility, convenience, speed and ultra-low interest rate (especially for M1 Plus members) can’t be beat.

Adam T.


It is truly the best of both worlds: the choice of securities like traditional brokers as well as the automation of modern robo-advisors.

Michael M.


May not be representative of the experience of other customers. Not a guarantee of future performance or success.

Yours to build

Join 500,000 investors who automate their finances with M1.

With our next-generation, intelligent financial tools, you can do exactly what you want with your investing, borrowing, and spending. The cherry on top? It’s free.

(More than 27,000 ratings)

Account protection with peace of mind


Securities in M1 Invest accounts are insured up to $500,000 by the SIPC.


M1 Spend checking accounts may be insured up to $250,000 by FDIC insurance.


We are a technology-first company that utilizes the latest in information security.

Powerful investing, personally designed



See Details


Check the background of M1 Finance LLC on FINRA's BrokerCheck

M1 Logo
M1 Finance app store link M1 Finance play store link
        

By using this website, you accept our  Terms of Use  and  Privacy Policy  and acknowledge receipt of all disclosures in our  Disclosure Library. All agreements are available in our  Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technolo- gy company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should  learn more  before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member  FINRA /  SIPC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

Address: 200 N LaSalle St., Ste. 800; Chicago, IL 60601

© Copyright 2021 M1 Holdings Inc.