In-kind transfers: How to move stocks from one brokerage to another
Switching brokerages? Cash transfers can be costly. Maintain your cost basis and avoid tax consequences with in-kind transfers.
Taking Stock
For the modern investor.
Announcing M1’s newest feature: M1 Borrow
I love talking with our users and hearing how M1 helps with their personal finances. Whether it’s demystifying investing, making ownership of particular companies possible and enjoyable, or simply saving money on commissions and fees, the stories never get old. How you manage your personal finances will dramatically influence your quality of life. Being a part of improving that is […]
M1 Finance: The Best ShareBuilder Alternative
Capital One Investing (previously ShareBuilder) has been bought by E-Trade, and as a result, all Capital One accounts will be transferred to E-Trade. This type of acquisition is hardly uncommon in the brokerage industry but is becoming increasingly common due to the rise in consolidation we’ve seen over the last few years. From the outside, this deal may look similar to any […]
Lump-Sum Investing vs. Dollar-Cost Averaging: The Pros and Cons
When it comes to your investments, what’s the best strategy for you?
How to make financial New Year’s resolutions that stick
Americans don’t particularly excel at setting and keeping New Year’s resolutions. Only around 40 percentparticipate in the tradition at all[1], and 80 percent of those who do abandon their resolutions by February[2]. Worse still, Americans aren’t likely to set financial goals at all. Only 36 percent made New Year’s resolutions relating to money in 2017[3] — and (spoiler alert) it’s not because we’re already doing so […]
Everything you need to know about automatic rebalancing
Choosing your investments is more than selecting stocks of companies with high growth potential, large dividend yields, or low price-to-earnings ratios. When you select your investments, you not only choose which securities you own and how many shares you own of each, but either wittingly or unwittingly set each as a portion of your overall portfolio. As you do so, […]
Introducing M1’s two newest features
I started M1 with one simple mission: make it easy for everyone to invest exactly how they want. You see, years ago I ran into a common problem among investors: choosing between a zero effort, yet zero control investing platform or a total control, yet totally time-consuming brokerage. And both options cost more than they should. So I set out […]
Everything you ever wanted to know about dividends
Everything you need to know about dividends: what they are, how they’re paid, key dates, and how they benefit your portfolio.
Must-read personal finance books for women
It’s no secret that women face unique financial challenges. They earn less[1], live longer, and generally struggle to achieve the same financial confidence as their male counterparts[2]. But the right resources can help. From building a business to growing your nest egg, these books written by women and for women share unique perspectives to empower you to achieve your goals […]
6 finance flicks to watch this weekend
From serious stock market films to funny finance flicks, we’re sharing our staff’s all-time favorite movies about money. So kick back, order a pizza, and starting watching.
The one simple step to a better financial future
Here’s the thing: growing your nest egg doesn’t have to be complicated. Sure, you could surf the internet for hours, scouring countless articles for the hottest tips and tricks for maximizing wealth. I’m sure you’d find a few handy nuggets of wisdom. But sometimes the simplest steps can make the greatest impact of all. When it comes to building long-term […]
How to talk about money as a couple
Nearly half of all Americans identify personal finances as the toughest subject to talk about, making it an even more unpopular topic of conversation than death. Oof. It’s really no wonder hashing through the details with your significant other can feel distressing. But avoiding the topic of your finances entirely will inevitably put undue stress on your relationship. In fact, […]
How to choose stocks in 3 simple steps
By now, you’re probably already familiar with M1’s pies, which make it easy to customize your portfolio to your unique investing needs. You can choose from our Expert Pies, pick from more than 6,000 stocks and ETFs to build your own, or opt for a combination of the two. Now you need to know how to choose stocks to build your […]
Avoid these 5 common investing mistakes at all costs
Earlier this week, I shared 3 tips for how to choose stocks. Knowing what not to do, however, can be equally important. Steer clear of these five common investing mistakes when building your portfolio: Thinking any investment is a sure thing. While markets generally trend upward, strange things can and do happen. Case in point: even the seemingly untouchable housing market came crashing […]
Trading vs. investing: 6 things you need to know
Should you pursue short-term gains or buy and hold? Consider these 6 key differences between trading and investing to find out.
Should you roll your 401(k) into an IRA?
When you change jobs, rolling your 401(k) or 403(b) into an IRA can help you avoid fees, give you more control of your investments, and expand your investment options. Rolling a former employer’s retirement account into an IRA also helps consolidate your investments, making them easier to manage. From now through July 31, 2019, M1 Finance is offering a promotion […]
8 investing books to add to your reading list ASAP
Wondering which must-read investing book to pick up first? Our top 8 top picks have you covered, with everything from investing 101 to advice from industry experts to the psychology behind speculative bubbles.
What you can learn from some of the biggest bubbles in history
What constitutes a speculative bubble? According to a top Wall Street strategist, there are five identifying traits, and Bitcoin fits them all[1]. Investing icons like Warren Buffet and Jamie Dimon refuse to touch the volatile cryptocurrency[2], and the Atlantic even labeled it “the biggest and most obvious bubble in modern history[3].” Others, like the Winklevoss twins, consider Bitcoin much more […]
Which personal budgeting technique is right for you?
A well-thought-out personal budget should never feel limiting. A budget that fits your lifestyle and money habits should empower you to reach your financial goals, motivate you to make the most of your money, and give you peace of mind knowing that you’ve covered all your bases. After all, it’s tough to work toward any financial goal without charting where […]
How to save for retirement in 2018
Does the thought of saving enough for retirement send you into a mild (or not-so-mild) panic? Take these 5 steps now to get your savings on the right track.
Investing goals for every age
As your life changes, so should your financial objectives. That’s why we’ve outlined the best goals for investing in every stage of life — from early adulthood to approaching retirement.
Investing with M1: Simple, Convenient … and Now Free
On behalf of the entire team at M1 Finance, I’m thrilled to announce a dramatic reduction in our pricing. M1 is now free. We are now the absolute lowest cost investing option, complementing our capabilities as the only platform where you can automatically invest in a custom portfolio. Same innovative platform, no cost As I wrote a few months ago, I […]
Finance is full of gimmicks
Financial gimmickry won’t help America’s savings crisis. M1 Finance’s CEO Brian Barnes shares his POV in Business Insider on what will help you save better.
What every company must know about their employees’ financial health
Investing in employees’ financial health can result in increased productivity and better retention. Check out our best tips for how to get started.
Guest Post: The Cash Cow Couple
We recently sat down with Jacob Lumby of the Cash Cow Couple. Jacob and his wife Vanessa have a passion for personal finance and try to help others achieve financial independence with their blog. The team has previously reviewed M1 Finance, and we wanted to learn more about Jacob’s unique perspective on investing. 1. How did you and Vanessa first become […]