Investing Thoughts

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How Often Do Investors Reassess Their Strategy? | M1 Finance

Survey: M1 investors most likely to review investments quarterly or annually

During the last weeks of 2018, we polled our customers to get a sense of their investment plans for 2019. Here, we present those findings, along with some insight from investment professionals about how well our users are doing – and what steps they (and you) can take to make 2019 your best year for investing yet. Finding 1: More than […]

What to do if your brokerage account is acquired by another firm

What to do if your brokerage account is acquired by another firm

Uh, oh… Your go-to investing platform was bought by another firm, and your brokerage account is being moved. It happens: just this year, E*Trade acquired 1 million accounts from Capital One Investing (if you’re wondering what happened to ShareBuilder, there you have it). Even if you received some details about the move, you may be a bit confused about how this is […]

The future of finance is free and so much more

The future of finance is free… and so much more

About 8 months ago, M1 announced we removed all fees to offer a free investing experience for our users. We made this choice for a few, straightforward reasons. As with every M1 decision, we first considered our users and how we could help improve their financial lives. Paying less so that more of your money is invested and working for […]

market downturn, market downturns

What to do in a market downturn

It’s Friday morning. I’m on the blue line headed to work when I decide to check in on my M1 Finance account. I open the app on my phone and see my portfolio is down 4 percent for the week. OK, dips happen. It’s the stock market. It’s what I decide to do at this point that will really make […]

Finance is full of gimmicks

Finance is full of gimmicks

Financial gimmickry won’t help America’s savings crisis. M1 Finance’s CEO Brian Barnes shares his POV in Business Insider on what will help you save better.

The whole truth about fractional shares

The whole truth about fractional shares

You can own all of it — one piece at a time Have you heard about the Stanford Professor who turned $100,000 into $1,000,000,000? David Cheriton, a computer sciences professor, met Larry Page and Sergey Brin while they were PhD students. Cheriton was impressed with Page and Brin’s business plan and gave them some invaluable advice: “Money doesn’t turn anything into […]

What I taught my kids about savings and hard work

What I taught my kids about savings and hard work

This is part one of a two-part series about teaching your children sound financial habits that will last a lifetime. I recently read an Op-Ed column that talked about the disservice we are paying younger adults because there are no more social structures to provide clear paths for them. That troubled me. I want my kids to forge their own […]

Where should I put my money?

Where should I put my money?

A lot of people look at investing as a complex process, driven by overwhelming amounts of data and a level of unpredictability that makes survival only possible for those with iron hearts and expendable incomes. At least that’s the feeling that’s been beaten into investors for far too many years. But as Benjamin Franklin famously said, “An investment in knowledge […]

Trading versus Investing

Active vs. passive investing

Public conversations have become difficult. I’m not the first to realize this and by no means have a cure, but I do have a suspicion as to why. Those on the extreme of any issue are the most passionate, loudest, and most willing to make provocative, attention-grabbing statements. As a result, characterizations of issues dominate conversations and not much attention […]