Brian Barnes

Brian Barnes

Founder & CEO

How M1 makes money

How M1 makes money

Summary: M1 Finance makes money in several ways even though we do not charge management fees or commissions. The ways we make money are common revenue streams for most financial services companies. […]

Introducing M1 Spend

Introducing M1 Spend

I am thrilled to share some details about a new product we will be releasing in a few months: M1 Spend. M1 Spend is an FDIC-insured checking account and debit card that seamlessly […]

M1 Borrow

Announcing M1’s newest feature: M1 Borrow

I love talking with our users and hearing how M1 helps with their personal finances. Whether it’s demystifying investing, making ownership of particular companies possible and enjoyable, or simply saving money on […]

Where should I put my money?

Where should I put my money?

A lot of people look at investing as a complex process, driven by overwhelming amounts of data and a level of unpredictability that makes survival only possible for those with iron hearts […]

Why I founded M1 Finance

Why I founded M1 Finance

If you’re like most people, you probably don’t get warm and fuzzy feelings when you think of finance companies. Unless, perhaps, you work at one. Because traditionally, employees of finance firms often […]


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By using this website, you accept our  Terms of Use  and  Privacy Policy  and acknowledge receipt of all disclosures in our  Disclosure Library . All agreements are available in our  Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member  FINRA /  SIPC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should  learn more  before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.


M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
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