The Owner’s Rewards Card by M1 is coming soon for M1 Plus members. Join the waitlist for early access →

Automate your investing for free

Build wealth with ease with M1’s automated custom and expert portfolios.



No commissions.
No management fees.

When you invest for free (yes, seriously), your money can work harder for you. After all, every dollar you don’t pay in fees is another dollar in your pocket, to spend or further compound for your future.



Investing schedules

Stop wasting time placing trades and make good financial habits effortless. Simply select the size and frequency of deposits, and watch your portfolio grow over time.



Dynamic rebalancing

M1’s intelligent automation allocates money from every deposit to maintain your target asset allocation and ensure your portfolio stays on track.



Built-in tax efficiency

M1 tax efficient investing uses a lot allocation strategy when selling securities to help reduce the amount owed on taxes automatically.



Testimonials


“M1 makes you feel empowered and knowledgeable about where your money is going.”

Brenda O., TX

“The automation makes M1 an easy-to-use platform for my long-term investment strategy.”

Dan T., IA

“It’s still amazing to me that M1 offers so much value without charging fees.”

Alex G., NY


Accounts to fit your needs


Individual

Joint

Retirement

Trust



Automate your investing for free today.



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M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is a credit card Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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