Borrow up to $5,000 with 0% interest until June 30. Only 2% after that when you sign up for 1 year of free M1 Plus. Learn more →

Build wealth with ease with M1’s automated custom and expert portfolios.



No commissions.
No management fees.

When you invest for free (yes, seriously), your money can work harder for you. After all, every dollar you don’t pay in fees is another dollar in your pocket, to spend or further compound for your future.



Investing schedules

Stop wasting time placing trades and make good financial habits effortless. Simply select the size and frequency of deposits, and watch your portfolio grow over time.



Dynamic rebalancing

M1’s intelligent automation allocates money from every deposit to maintain your target asset allocation and ensure your portfolio stays on track.



Built-in tax efficiency

M1 tax efficient investing uses a lot allocation strategy when selling securities to help reduce the amount owed on taxes automatically.



Testimonials


“M1 makes you feel empowered and knowledgeable about where your money is going.”

Brenda O., TX

“The automation makes M1 an easy-to-use platform for my long-term investment strategy.”

Dan T., IA

“It’s still amazing to me that M1 offers so much value without charging fees.”

Alex G., NY


Accounts to fit your needs


Individual

Joint

Retirement

Trust



Automate your investing for free today.



Check the background of M1 Finance LLC on FINRA's BrokerCheck

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By using this website, you accept our  Terms of Use  and  Privacy Policy  and acknowledge receipt of all disclosures in our  Disclosure Library. All agreements are available in our  Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technolo- gy company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should  learn more  before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member  FINRA /  SIPC.

No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 VisaTM Debit Card is issued by Lincoln Savings Bank, Member FDIC.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

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