M1 Finance’s Guide to Investing can educate you about investing

Overview of the investing guide

The free M1 Guide to Investing provides investors with more than 100 pages of information about investing. This guide can help to educate you about the nuts and bolts of investing, including types of investments, portfolio management, and investing for the long-term in your investment and retirement accounts.

The investment guide provides a roadmap to different types of securities and investment strategies. It explains the alpha and beta of stocks to determine their risks and talks about investing during market downturns and corrections.

When you invest, it is important to understand the tax implications so you can time your investments correctly. The guide explains the alternative minimum tax, capital gains taxes, and the wash sale rule. This helps you to minimize your tax burden and to maximize your profits.

Finally, the guide talks about the habits that can lead to wealth and how to set investment goals. It explains investments that market outperform and what to look for when you are searching for a new broker.

Overview of investing

When you invest, you put the money that you have to work for you. There are different types of investments that might appeal to you, including the following:

  • Stocks
  • Bonds
  • CDs
  • Mutual funds
  • Exchange-traded funds
  • Index funds
  • Options
  • Real estate
  • Precious metals
  • Commodities

Most of these types of investments will require you to open an investment account. This is an account that is held at a brokerage firm that allows you to buy and sell the investments that you want. Some of the best investments for long-term investing are stocks, ETFs, and bonds. Investing also involves determining your ability to tolerate risk and the time horizon that you have to invest.

Understanding the different types of investments and portfolio management

The M1 Guide to Investing contains a section about the different types of investment and portfolio management. It explains the different investments that were listed above and talks about the types of investors that each might be more appropriate for. It also discusses portfolio management and how people choose stocks for their portfolios to create portfolios that match their risk tolerances, goals, and times to invest.

Building wealth

The section on building wealth in the investing guide talks about strategies on how to invest and help your retirement savings. It lists some steps that you can take to learn how to build your savings and provides some statistics on wealth in the U.S. as compared to the rest of the world. It emphasizes investing early and diversifying your investments across different asset classes and sectors. It also talks about budgeting, living below your means, and creating a financial plan.

Understanding investments that market outperform

Among the investment articles in the M1 investment ebook is an article about investments that market outperform. Market outperform refers to securities that perform better than the relevant index such as the S&P 500. A stock that is rated as market outperform is one that analysts believe will perform better than the comparison index.

Checkout the M1 Guide to investing and how to get started with investments.

What stocks have the best dividends?

One of the investing articles in the Guide to Investing talks about the stocks that have the best dividends. This article begins by explaining what dividend stocks are and where you can find them. It also explains how you can evaluate dividend stocks to purchase or to invest in dividend stock ETFs.

Financial habits for wealth

Another of the investment articles in this beginners guide to investing discusses the financial habits that you need so that you can build your wealth. This article provides information about finance for beginners so they can learn the steps to building wealth. It talks about ways to increase your income streams and savings and why you should invest with a long-term view. It also gives information about how to get into investing by giving a step-by-step guide to opening an investment account.

Setting investment goals helps build your portfolio

This article explains the importance of specificity and provides some examples of investment goals. It then discusses concepts that are important for how to get into investing, including risk tolerance, diversification, building a portfolio to match your goals, and how to set up your portfolio.

Finding a new broker

One of the investment articles in the M1 Guide to Investing explains how to find a new broker. Investors have several reasons why they might want to find new brokers such as high fees or simply being unhappy with the services offered by their current brokers. This article talks about how to find a new broker and to evaluate it. It talks about the different types of brokers, including traditional, discount, and roboadvisors. It then explains the process of rolling over your accounts from your former broker to the new one that you have chosen.

The best investment books can offer you invaluable investing insights

This section talks about the best investment books and why you should read them to obtain invaluable insights into investing. It provides a list of important investing books and reviews of what each one contains. The books are divided into several categories, including the following:

  • Beginners’ investment books
  • Women’s investment books
  • Financial management books
  • Real estate investment books
  • Books on investing in stocks
  • Books about retirement planning

Trend investing

This article explains what trend investing is and how conducting a trend analysis might help you to predict future trends for stock or the market. It explains different types of trend analyses and strategies to follow trends. Trend-following strategies involve tracking specific indicators to gain insight. The indicators that investors typically follow include:

  • Moving averages
  • Indicators of momentum
  • Chart patterns and trend lines
  • Rate of change

The article discusses the limitations of trend analysis as well as the benefits of trend investing.

Contrarian investing

This is an investing strategy in which the investors who implement it go against the trends that the majority follows. Some famous contrarian investors are discussed, and the reader is given some methods that are used for contrarian investing.

Qualified dividends

This article explains dividends and how they can impact your taxes. It then explains the difference between qualified and ordinary dividends and why you should choose qualified dividends. It talks about the holding period and the capital gains tax calculations for the different types of dividends.

Understanding alpha and beta for investing

Alpha is a measurement of a stock’s performance while its beta is a measure of the volatility of a stock. It explains why both numbers should be considered and how you can apply alpha investment to your portfolio.

Margin loans and how they work for leverage

The investing ebook contains an section about margin loans and using them for leverage. It explains what margin loans are and how they can allow you to expand your investments more rapidly by using your brokerage firm’s money. Margin loans are secured against the balance in your taxable investment account. The article explains margin calls and steps that you can take to avoid them.

Micro investments and how they can help your portfolio

The investing ebook contains a section on micro-investments and explains what they are and how you can use them to build your portfolio. These are small investments that you can invest in through an automated process. It also explains microinvesting apps and how they work. Finally, it discusses the benefits and limitations of microinvesting.

Capital gains and minimizing taxes

One of the most important articles in the investment ebook is the article about capital gains taxes and how you can minimize them. This is an important article because capital gains taxes can eat into your returns and profits. This article defines capital gains and capital losses before delving into an explanation of capital gains taxes. It explains why long-term investments can save you taxes as compared to short-term investments.

The wash sale rule and how it affects your investing

Another important article is an about the wash sale rule. This article defines a wash sale and explains how they are treated by the IRS. Investors are not allowed to deduct losses from wash sales that they have completed, making it important for you to understand the rule so you can preserve your deductions.

What is the Alternative Minimum Tax (AMT)?

This section on the alternative minimum tax explains what the AMT is and who has to pay it. It also provides some information on tax planning strategies to help you to avoid the AMT if you believe that you will be subject to it.

Market downturns and market corrections

The M1 Guide to Investing explains what these are and how to weather them with your investments. It also explains that long-term investors should not be as concerned about corrections as compared to short-term investors. It discusses bear markets and economic bubbles before discussing how you can handle a downturn in the market.

Peruse the M1 Guide to investing and how to get started with investments.

The Securities Investor Protection Corporation (SIPC) protects your investments

The final of the series of investing articles in the investing ebook is an article about the Securities Investor Protection Corporation or SIPC. This is an organization that provides insurance coverage to investors. It does not insure against losses from trading, but it helps to protect investors up to $500,000 for losses incurred because of fraud or when a brokerage is bankrupted.

Benefits of investing with M1 Finance

M1 Finance is an online brokerage firm that is changing how people invest. It offers a robust investment platform and a mobile investing app that allow you to save, work towards your retirement, and to build your wealth.

M1 offers more than 80 expert pies. These are investment portfolios with pre-selected securities in allocations to meet different goals, risk tolerance levels, and time horizons. They range from conservative to aggressive.

M1 also offers fractional shares, which help people to fully invest as they build their portfolios. M1 also offers M1 Spend and M1 Borrow to round out its suite of financial services. M1 Spend is a debit account with a debit card that allows you to deposit your paychecks and to pay your bills. The account is linked to your investment account to facilitate automated transfers. M1 Borrow is a portfolio line of credit that allows you to borrow up to 35% of your portfolio’s balance and to repay it at a very low rate of interest.

M1 also offers retirement accounts. You can easily move your tax-advantaged retirement accounts to M1 without being charged any fees. M1 offers free investing, allowing you to invest without worrying about commissions, fees, and costs.

Learn about investing using M1s guide to investing and how to get started with investments.

Open an account today

When you open a taxable investment account or a retirement account with M1 Finance, you can create a custom portfolio or choose an expert portfolio, according to your risk tolerance, goals, and time horizon. With its innovative automation tools, M1 Finance makes investing simple and accessible while allowing you to build your wealth without having to expend too much time or energy.

Contact M1 Finance today at 312-600-2883 to learn more. You can get started today by opening your M1 account.

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