The Ultimate Guide to IRAs



In this e-book, you will:

  • Find out the basics about how IRAs work
  • Learn the differences between traditional IRAs, Roth IRAs, SIMPLE IRAs, SEP IRAs, and rollover IRA
  • Compare the rules and age requirements for each kind of IRA
  • Compare IRAs to 401ks
  • Discover how to start a free IRA
  • Download your free e-book PDF in seconds!

This guide was written by M1 Finance.  Stop wasting time with your old brokerage because investing has never been so simple.

M1 charges no commissions or any management fees, enabling your money to work harder. We blend investing principles with a powerful technology engine that simplifies the investing process. You are in control, but M1’s automation does the heavy lifting on your investments. M1 will even help you roll over old accounts.

In terms of performance, you can visualize your portfolio with the M1 investment “pies.” We let you put every penny to work with our fractional shares and with the M1 Borrow program, you can borrow money instantly – No additional paperwork or credit checks are needed. 



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By using this website, you accept our  Terms of Use  and  Privacy Policy  and acknowledge receipt of all disclosures in our  Disclosure Library . All agreements are available in our  Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information. M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member  FINRA /  SIPC.

Brokerage products are: Not FDIC Insured • No Bank Guarantee • May Lose Value

All investing involves risk, including the risk of losing the money you invest, and past performance does not guarantee future performance. Borrowing on margin can add to these risks, and you should  learn more  before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, and tax advisors.


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No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

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