“Holiday Cheer” Promotion: Earn up to 25% More

Affiliate Partner Promotion Terms and Conditions

Holiday Cheer Promotion Period

November 15 (12:00am CST), 2021 through December 31 (11:59pm CST), 2021

Promotion Rules and Details

  • During the Holiday Cheer Promotion Period, on top of standard Affiliate Partner compensation (Contract Terms on Impact), all Affiliate Partners can qualify (see qualifying criteria section below) to receive either an additional 10% or 25% compensation payment based on performance in the Promotion Public Terms Affiliate Partner Program (see Terms on Impact), as long as the new users referred during this Holiday Cheer Promotion Period:
    • Are non-fraudulent
    • Join M1 using the Affiliate Partner’s designated Impact link. If someone does not use the Affiliate Partner’s correct Impact link or does not use it correctly, both base and additional promotion commission will not be rewarded. Please double check that links work properly before sharing. User referral links and broken links will not count. No exceptions. Please email affiliates@m1finance.com if you would like us to double check your link(s) prior to launch.
    • Join M1 as a new user between November 15 (12:00am CST), 2021 and December 31at (11:59pm CST), 2021 AND meet payout criteria per your publicly available contract terms in Impact.

Criteria to Qualify

  • Affiliate Partner must create a new, original piece of stand-alone content (exception is if Podcast content format) related either to one or both of the topics below prior to the end of December 31st, 2021 (11:59pm CST). One piece of content related to one topic will earn the Affiliate Partner 10% additional compensation for the period. Two pieces of content (one for each topic) will earn the Affiliate Partner 25% (instead of 10%) additional compensation for the period:
    • Topic A) The new M1 Spend * feature launching November 2021 that allows M1 users to receive their paycheck up to two days early via direct deposit with M1 Spend (please see disclosures below and on linked page)
    • Topic B) The new M1 “Owners Rewards” Credit Card **, allowing users to earn 1.5% to 10% cash back on eligible purchases (please see disclosures below and on linked page).
  • Content pieces must be in one of the following format options:
    • Video (YouTube or Tik Tok) that is at least 50 seconds long
    • Blog piece that is at least 1,000 words long
    • Podcast audio mention that is at least 45 seconds long
  • The piece of content must mention and discuss the Topics options above to some reasonable capacity (e.g. what it is, how to use it, features, benefits, risks, examples of what it could be used for, comparisons, etc.)
  • If you mention 1% APY on M1 Spend, you must add a disclosure stating, “No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.”
  • If you ever mention M1 Borrow, and mention 2% or 3.5% for borrow you must add a disclosure stating, “Borrow is an additional risk, including the risk of losing more than invested. Available for margin accounts with $5,000 equity or more. Not available for retirement or custodial accounts. Rates may vary.”
  • If you mention M1 Owner’s Rewards Credit Card and/or the 1.5% to 10% Cash Back on it, you must add a disclosure stating, “The Owner’s Rewards Credit Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review card disclosures for more details. 1.5% – 10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month.”
  • Content piece(s) must be submitted (with a link) for review to affiliates@m1finance.com prior to the end of December 31st, 2021 (11:59pm CST). If it is a podcast audio clip that covers multiple topics, please include a timestamp.
  • Content must be accepted by M1 Marketing Team (with email verification). Please allow an average of at least 2 to 4 business days.
  • The content must be posted publicly on the Affiliate Partner’s main channel, before the end of December 31, 2021 (11:59pm CST).
  • The Affiliate Partner will still receive their additional compensation (either 10% more or 25% more) based on total performance in November and December 2021, so long as the content piece is submitted prior to December 31, 2021 (11:59pm CST). Any email submissions after the end of December 31, 2021 (11:59pm CST) will be ignored, even if the content was created and posted within the appropriate time frame. Email submission and approval is required for consideration of additional compensation.
  • M1 will email Affiliate Partners back with verification of acceptance or rejection of the content. M1 reserves the right to ignore or deny any piece of content for any reason. We will do our best, however, to reach back out to all Affiliate Partners in a prompt time frame. If an email verification is not received, assume rejection until received. Once email verification is received, Affiliate Partners will be notified whether they qualify for the offer. We will honor up to 2 resubmissions; however, we will not provide detailed guidance or revision notes beyond the following:
    • The main reasons a content piece may be disapproved:
      • The format minimum criteria is not met
      • Submission is late (after December 31, 2021)
      • Information is inaccurate or fraudulent or the quality is extremely unprofessional. Also if disclosures are missing.
  • If you are not a content creator advertiser and/or are unable to make content then you do not qualify for this offer. You will continue to receive normal Affiliate Partner program payments based on Contract Terms in Impact.
  • All referred users will be reviewed for fraud after the end of December 31, 2021 and Affiliate Partners can expect to receive their payment for any additional compensation within 1-60 days after that. M1 Finance may shorten or extend this window of payment for any reason, with or without advanced notice.
  • Additional payment will be paid via “Partner Funds Transfer” in the Impact Radius platform, unless special requests are met on a one-off basis. This can change at any time for any reason at the sole discretion of M1 Finance.
  • M1 Finance reserves the right to change, cancel, extend, or otherwise alter this offer at any time, for any reason, with or without advanced notice.
  • M1 Finance reserves the right to approve or deny any qualified referral and corresponding standard or additional compensation at any time, for any reason, with or without advanced notice.
  • By participating in the M1 Finance Affiliate Partner program, you automatically agree to follow these terms and conditions, on top of the existing standard Affiliate Partner Terms and Conditions, which you agreed to when joining the M1 Finance Affiliate Partner program.

Disclosures

*No minimum balance to open account. No minimum balance to obtain APY (Annual Percentage Yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.

**The Owner’s Rewards Credit Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review card disclosures for more details. 1.5% – 10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Credit Card not available for US Territory Residents.

If you mention M1 Plus:

M1 Plus is an annual subscription that renews at $125.00 per year.

If you mention M1 Borrow:

M1 Borrow is an additional risk, including the risk to lose more than invested. Available for margin accounts with $5,000 equity. Rates may vary. Not available for retirement, trust or custodial accounts.

Anytime you mention M1 Invest:

Investing involves risk, including the risk of loss. M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc. “M1” refers to M1 Holdings Inc., and its affiliates.

Brokerage products and services offered by M1 Finance LLC, an SEC registered broker-dealer and Member FINRA / SIPC.

Anytime you mention M1 Spend Checking account:

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC.

Anytime you mention M1 Spend Debit Card:

 M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Anytime you mention Owner’s Reward Card (Credit Card):

Credit Card not available for US Territory Residents. The Owner’s Rewards Credit Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1.

Anytime you mention Owner’s Reward Brands:

1.5% – 10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Review card disclosures for more details.

Anytime you have multiple disclosures at the end of the video or slide, make sure to separate them like shown on our website:

Check the background of M1 Finance LLC on FINRA's BrokerCheck

By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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