Get up to $150 when you sign up for M1 and make a deposit of $1,000 or more. Learn more →

THINK LIKE AN OWNER.

EARN LIKE ONE TOO.

The Owner’s Rewards Card by M1 is coming soon with a unique credit card rewards program created for investors. info icon


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BUILD MORE, WORRY LESS

M1 takes care of the day-to-day tasks so you can concentrate on the big picture. Get the perfect mix of personalization and automation and start making your own money moves. For free.

Download on the App Store
Get it on Google Play

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I’m excited about having all my financial tools in one place. M1 is shaping up to be bigger than the sum of its parts.

– Alexander K.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.


WEALTH BUILDING FOR TODAY’S
LONG-TERM INVESTORS


WHAT WE BELIEVE


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FEWER FEES

Because every dollar you don’t pay in management fees is one you can invest in yourself.

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SMARTER TOOLS

Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.

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WISER STRATEGIES

Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.


YOUR TOOLS FOR GROWTH


INVEST

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Flexible, customizable, and automated. It’s your money, intelligently invested the way you want, for free.

LEARN MORE ABOUT INVEST

BORROW

A flexible line of credit at a low, low rate. Borrow against your investments at 2-3.5% without extra paperwork. info icon

LEARN MORE ABOUT BORROW

SPEND: CHECKING

The best of digital banking, seamlessly integrated with your investments. Empowered to make every cent work hard for you.

LEARN MORE ABOUT SPEND CHECKING

SPEND:
CREDIT

Earn up to 10% cash back info icon with the Owner’s Rewards Card by M1. Then, reinvest your rewards for long-term growth. Exclusive to M1 Plus.

LEARN MORE ABOUT SPEND CREDIT


The Owner’s Rewards card is powered by Deserve. See Deserve’s Terms of Service.


M1 PLUS:
ADD MORE TO YOUR M1

Exclusive features and rewards that help you earn more, access more and receive more perks and discounts. 

Your first year is free (a $125 value). There’s no catch, and it only takes a moment to sign up. 


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2% LOANS THROUGH M1 BORROW

Get our lowest rate for M1 Borrow. info icon

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SMART TRANSFERS

Set up automated ‘if, then’ rules and optimize your money across M1.

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CUSTODIAL ACCOUNTS

Start building long-term wealth for the children in your life.

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TWO TRADE WINDOWS

Invest in the morning or the afternoon, or both when you have more than $25,000 equity in your portfolio.

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1% APY CHECKING info icon

Earn 33x the national average APY for a checking account. That means you’ll earn more in 2 weeks than you would in an entire year with a big bank.

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1% CASH BACK

Earn 1% cash back on qualifying debit card purchases. info icon

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SEND CHECKS

Send physical checks without ever touching a pen.  

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NEW: CREDIT CARD REWARDS

Apply for a chance to earn 1.5%-10% cash back in credit card rewards. info icon

Headshot of Joy W.

My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.

– Joy W.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.

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ACCOUNT PROTECTION WITH PEACE OF MIND


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Securities in M1 Invest accounts are insured up to $500,000 by the SIPC.


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M1 Spend checking accounts may be insured up to $250,000 by FDIC insurance.


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We are a technology-first company that utilizes the latest in information security.



RECOGNIZED AND CELEBRATED


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HUNDREDS OF THOUSANDS OF INVESTORS

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35,000+ 5-STAR REVIEWS

(App Store and Google Play)

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BEST FOR SOPHISTICATED INVESTORS

(Investopedia, 2021)

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ONE OF THE BEST
ROBO-ADVISORS

(Money, 2021)

Yahoo logo

BEST FREE TRADING PLATFORM IN 2021

(Yahoo, 2021)

The Ascent by Motley Fool logo

BEST FOR INVESTING AND BANKING IN ONE

(The Ascent, 2021)


TOTAL CONTROL, TOTAL AUTOMATION

For your wealth today and tomorrow.


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Check the background of M1 Finance LLC on FINRA's BrokerCheck

By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

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