IRA articles, 401K articles, retirement articles and personal finance articles
IRA Articles
This is a collection of educational financial articles on IRAs, 401Ks, investments, retirement, personal finance, financial markets and other financial areas. The goal is to provide a financial overview with detailed articles, practical examples, case studies and definitions.
These articles are written by M1 Finance, which offers a free investment platform that lets anyone invest without management fees or brokerage commissions. It’s a great combination of robo-advisory services and a traditional investment brokerage. You can check out the platform by visiting our homepage, calling 312-600-2883 or sign up to get started now at no cost.
- Investment concepts made simple: The inherited IRA
- How to complete a SIMPLE IRA rollover to a Roth IRA
- What does IRA stand for?
- What is a SIMPLE IRA?
- What is a Roth IRA conversion?
- How many IRAs can you have?
- What Is the difference between a 401(k) and an IRA?
- A brokerage account vs. an IRA: Everything you need to know
- Withdrawing money from an IRA: Key retirement savings tips
- A traditional IRA vs. a Roth IRA: Everything you need to know
- 401(k) vs. an IRA & 401(k) vs. a Roth IRA: Understanding the differences
- What is a good Roth IRA definition?
- Early distribution from an IRA
- IRAs Demystified
- IRA in English: Understanding the IRA basics
- SEP IRA rules: What is a simplified employee pension?
- Understanding the taxes on an inherited IRA and the inherited IRA rules
- Understanding the IRA withdrawal penalty and how to avoid it
- IRA or Roth IRA: Which should you choose?
- SEP IRA: What is it and what are the SEP IRA limits?
- What is an IRA conversion and how does it work?
- The Ultimate Guide to IRAs
- CD vs. IRA and CD vs. Money Market
401(k) Articles
Our educational 401(k) articles cover what 401(k)s are, how they work, 401(k) rollovers, contribution limits, how they compare to the various IRAs, taxes, 401(k) funds withdrawals and Required Minimum Distributions (RMDs), among many other areas.
- 401(k) vs. an IRA & 401(k) vs. a Roth IRA: Understanding the differences
- IRA vs. Roth IRA and an IRA vs. 401(k)
Investment Articles
Our investment articles provide great educational information on the top investment books, the top investment blogs, various types of investments and market downturns. They also explain technical financial terms like alpha, beta as well as personal financial terms like Roth IRAs, 401ks, 403bs and SEPs.
- Different types of investment: Mastering portfolio management
- The best investment books can offer you invaluable insights
- Market downturns, market corrections and stock market crashes
- What are the best personal finance blogs?
- What is a 529 plan?
- What is investment alpha?
- How does automatic investing in stocks work?
- Setting investment goals that help with your portfolio success
- Types of investments: What you should know
- Find a new brokerage: How to change brokerages
- Understanding investments that market outperform
- Mobile investing: What it is and how it works
- What stocks have the best dividends?
- Why mobile investors should be selective
- The top money blogs and personal finance blogs can help you be a better investor
- Better investing: How to make better investment choices
- What is financial success?
- What is alpha?
- Getting rich: How to build wealth and how to become rich
- Portfolio Investment: What You Need to Know
- What is trend investing?
- How to create an investment portfolio to meet your goals
- Learn about investment strategies, asset allocation and risk tolerance
- Understanding financial bubbles, asset bubbles, stock bubbles and the impact of demand-pull inflation
- What is Reg E or Regulation E, and how does it affect you?
- SIPC Insurance and the Securities Investor Protection Corporation
- What is a margin call and margin trading?
- Qualified Dividends
- The wash sale rule and how it affects you
- Understanding the cost basis of an investment
- Capital gains: Minimizing the capital gains tax
- What is the alternative minimum tax or AMT?
- Tax loss harvesting: What it is and how it works
Retirement Articles
The M1 retirement articles provide in depth educational information you can use on retirement strategies, retirement planning and retirement checklists. In addition, there are many articles and blog posts on financial plans, Individual Retirement Accounts, retirement investments, how retirement age affects you and retiring early.
- Retirement strategies for your future
- How a financial plan can provide a roadmap to your future success
- Your retirement checklist: What should be on it?
- Withdrawing money from an IRA: Key retirement savings tips
- What is a simplified employee pension (SEP)?
- Financial goals are a key to building wealth
- How to get rich slow
- How to get wealthy
- When can I retire?
- Early retirement: Secrets on how to retire early
- How much do I need to retire? Saving for retirement
Credit and Debt Articles
Understand more about borrowing, credit and debt – and the role they may play in financial planning and retirement. M1 articles include a wide variety of credit and debt options including details of how Lines of Credit and HELOCs work. You may want to review the M1 Borrow program which is a low interest option that borrows on your portfolio.
- How a line of credit or LOC works
- How a home equity line of credit or HELOC works
- A portfolio line of credit guide
Disclaimer
The material in these articles is for educational purposes and is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy.
The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by M1 Finance to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by M1 Finance, its officers, employees or agents.
This material may contain ‘forward looking’ information that is not purely historical in nature. Such information may include, among other things, projections and forecasts. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader. Past performance is not a reliable indicator of current or future results and should not be the sole factor of consideration when selecting a product or strategy.